FHA Vs. USDA loan program for Albia, Monroe County, Iowa

In 2025, USDA loan limit in Albia, county of Monroe, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Albia, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 400-8258 597 miles Lender's profile and map Reviews Finance America Inc. 113 N. Poydras Street, Suite 202, Lewisville, TX, 75057 At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
(330) 452-9801 598 miles Lender's profile and map Reviews CSE Federal Credit Union 1380 Market Ave N, Canton, OH, 44714 (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve
(318) 387-4592 598 miles Lender's profile and map Reviews Ouachita Valley Federal Credit Union 1420 Natchitoches Street, West Monroe, LA, 71292 Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
(855) 439-6634 598 miles Lender's profile and map Reviews Modi Mortgage 1301 W President George Bush Hwy, Suite 300, Richardson, TX, 75080 Modi Mortgage is for the no-frills customer that wants to control their mortgage experience, allowing radical speed & transparency to your loan process. Our unique platform removes multiple middlemen from the process. Not only are you able to control the process, you have 24.7 access to a Modi representative that can answer any
(972) 808-0800 598 miles Lender's profile and map Reviews CSC Capital Corp. 1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080 CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
(214) 432-8999 598 miles Lender's profile and map Reviews Magnificent Mortgage Group 811 South Central Expressway, Suite 229, Richardson, TX, 75080 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(469) 951-5887 598 miles Lender's profile and map Reviews Lending Star Capital, LLC 2701 Custer Parkway, Suite 706, Richardson, TX, 75080 Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
(972) 661-9988 598 miles Lender's profile and map Reviews Mercantile Morgage Corporation 1401 North Central Expressway, Suite 100, Richardson, TX, 75080 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 891-8282 598 miles Lender's profile and map Reviews The Mortgage Broker Group 1401 N Central Expy, Richardson, TX, 75080 The Mortgage Broker group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 215-6422 598 miles Lender's profile and map Reviews VERITY MORTGAGE 16970 Dallas Parkway, Suite 401, Dallas, TX, 75080 Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
(330) 673-9827 598 miles Lender's profile and map Reviews Hometown Bank OH 142 North Water Street, Kent, OH, 44240 We opened in Kent in 1898 as a state-chartered building & loan association called Home Building & Loan Company. Early services were limited to financing area homes. After many years as a successful building & loan, we changed our name in 1953 to Home Savings and Loan Association, having taken on more in the way of services to savers and borrowers.