In 2025, the USDA loan limit in Albia, within Monroe county, IA, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to effectively compare today’s best USDA and FHA rates, allowing you to determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to decide which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Albia, Monroe, IA
Loan Type
Maximum Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Albia, IA
The objective of Lendersa® is to quickly provide you with the ideal USDA or FHA loan, minimizing hassle. Choose one of three effective starting points to connect with lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. This loan is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, enhancing accessibility for eligible rural homeowners.
Ellison Lending has over 20 years of experience serving the Bay Area and all over California with lending solutions that meet your specific situation. Our goal is to make your real estate transaction happen as efficiently as possible. We want to make lending a positive experience and build a lasting relationship.
Lighthouse Bank offers loan products for a variety of personal and business purposes. Our experienced relationship managers provide customized lending options, competitive rates, and responsive personalized service. We are headquartered and managed locally, which allows us to make faster decisions for our clients.
The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
"Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988.
Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
