USDA VS FHA in Centerville, Appanoose County, IA

For 2026, the USDA loan limit in Centerville, within Appanoose county of IA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates and determine the required income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA programs, ensuring you select the best option in tailored to your financial situation.

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2026 Loan Limits and Down Payment Requirements in Centerville, Appanoose, IA

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Centerville, IA

Lendersa® aims to quickly and smoothly help you secure the best USDA or FHA loan options available. Choose from one of three initial paths that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan requests and matchmaking outcomes

What is a USDA Loan in IA?

A USDA home loan is officially backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, a USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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