USDA Vs. FHA your options comparison in Ottumwa, Wapello County, IA
In 2025, the USDA loan limit for Ottumwa, within Wapello county of IA, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's top rates for USDA and FHA loans, identifying the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a comprehensive view, comparing USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Ottumwa, Wapello County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Ottumwa, IA
The aim of Lendersa® is to get you the best USDA or FHA loan quickly and seamlessly. Initiate by selecting one of three paths to connect with lenders and corresponding USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and known as a USDA rural development loan, is strictly available in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.
14117 South Light Cahill Cove, Bluffdale, UT, 84065
Sharp Lending Solutions was formed out of a need to offer a better solutions for consumers, realtors and builders. William Sharp the owner and founder has spent 12 years as a loan officer, Broker and Principal Lending Manager prior to forming Sharp Lending Solutions. Many companies offer only single solutions, SLS offers a wide variety of lending.
Advocate Home Loans, Inc. (NMLS #315362) is committed to giving you the best rate, lowest closing cost, and timely service in the industry today. We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule”.
1272 West 12700 South, Suite D, Riverton, UT, 84065
Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
1262 West 12700 South, Suite A, Riverton, UT, 84065
Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
