In 2025, the USDA loan limit for Dubuque, in the county of Dubuque, IA, is $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to ascertain which program in
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you secure a USDA or FHA loan efficiently and without complications. Begin with one of these three pathways to connect with lenders and USDA loan options:
The USDA home loan, backed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. This loan is strictly available in rural neighborhoods. FHA loans mandate a minimum down payment of 3.5%, whereas the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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