USDA Loan Vs. FHA loan pro & con Monticello, Jones County, IA

In 2025, USDA loan limit in Monticello, county of Jones, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Monticello, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(615) 741-2142 478 miles Lender's profile and map Reviews Tennessee Employees Credit Union 220 French Landing Drive, Nashville, TN, 37228 Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 749-6461 478 miles Lender's profile and map Reviews Parthenon Federal Credit Union 2204 Rosa L Parks Boulevard, Nashville, TN, 37228 Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
(615) 425-7171 478 miles Lender's profile and map Reviews Pathway Lending 201 Venture Circle, Nashville, TN, 37228 Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
(615) 251-0025 478 miles Lender's profile and map Reviews Affordable Housing Resources 50 Vantage Way, Suite 107, Nashville, TN, 37228 Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
(615) 915-2957 478 miles Lender's profile and map Reviews VOULUNTEER MORTGAGE GROUP 1 Vantage Way, Suite E240, Nashville, TN, 37228 Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
(615) 291-2028 478 miles Lender's profile and map Reviews Nashville Mortgage Company 700 Centerpoint Lane, Nashville, TN, 37209 Our mission is to serve our customers with honesty, integrity and competence. Bringing over 10 years of experience in the mortgage industry to our clients, Nashville Mortgage Company is excited to bring our mission and expertise to our clients in Middle Tennessee markets. We are committed to ensuring our clients have access to rates.
(740) 947-2136 478 miles Lender's profile and map Reviews The First National Bank of Waverly 107 North Market Street, Waverly, OH, 45690 First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
(800) 498-0414 478 miles Lender's profile and map Reviews Traditional Bank 49 West Main Street, Mount Sterling, KY, 40353 Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
(615) 327-9787 479 miles Lender's profile and map Reviews Citizens Savings Bank and Trust Company 1917 Heiman Street, Nashville, TN, 37208 As a CDFI, Citizens Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small businesses and community facilities, and providing technical financial assistance to its customers.
(615) 922-2949 479 miles Lender's profile and map Reviews Market Place Mortgage of TN LLC 1307 2nd Avenue North, Nashville, TN, 37208 Marketplace Mortgage of TN, LLC is a premier mortgage lender in Nashville, combining national strength with southern hospitality. We are proud to be one of the best mortgage lenders in the Middle Tennessee area. We happily serve clients in Nashville, Murfreesboro, Hermitage, Clarksville, and more.