USDA Vs. FHA Pro and Con comparison in Monticello, Jones County, IA
In 2025, the USDA loan limit within Monticello, county of Jones, IA is established at $336,500, while the FHA limit for a single-family residence is $472,030.
The Lendersa® USDA loan calculator offers a way to compare today's optimal USDA and FHA rates, assisting with determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in finding the most fitting program in for your financial needs.
Determining 2025's Loan Limits and Down Payment Needs in Monticello, County of Jones, IA
Loan Type
Maximum Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Monticello, IA
The aim of Lendersa® is to quickly secure the most advantageous USDA or FHA loan for you, with ease. Begin with one of three initial steps to discover lenders and USDA loan options.
A USDA home loan, backed by the U.S. Department of Agriculture, often known as a USDA rural development loan or mortgage, is available specifically in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, no down payment is needed for USDA loans.
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
"Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon:
Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.
People's Community Federal Credit Union provides loan and deposit services to members in Clark, Cowlitz and Skamania Counties. Our branches are located in Hazel Dell, The Vancouver Waterfront, Fishers Landing, Ridgefield and Battle Ground, Washington. We have been serving the citizens of Vancouver and Clark County for over 60-years.
Since 1995, Alliance Commercial Credit Group has specialized in providing alternative financing to companies throughout the Western United States. Guided by its founder, Suzy Oubre, the company has placed more than $75 million in financing to more than 100 companies in virtually every industry group.
2809 Northeast Martin Luther King Blvd, Portland, OR, 97212
Theory Mortgage provides borrowers with mortgage strategy guidance for the greatest personal prosperity, while contributing to the greater good of the community. Whether we're buying business cards or meeting a client for coffee, we choose to support local, small businesses to enrich our community.
13455 Ventura Boulevard, Suite 241, Sherman Oaks, CA, 91423
Privileged Realty & Financing We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
