USDA Vs. FHA your options comparison in Maquoketa, Jackson County, IA
For 2026, the USDA loan cap within Maquoketa, county of Jackson, IA, is set at $336,500, while the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current USDA against FHA rates in order to ascertain income, credit, savings, and documentation requirements. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in determining the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Maquoketa, Jackson, IA
Loan Type
Loan Cap
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Maquoketa, IA
The aim of Lendersa® is to swiftly and efficiently secure the most favorable USDA or FHA loan for you. Choose from three entry points that align you with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture (also known as the USDA rural development loan or USDA mortgage), is specifically available in rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.
DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you
American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche
Aegis Credit Union belongs to over 3500 Member-Families that we serve. That means you decide what products we offer, our hours of service, & even who manages your credit union. That’s the real difference between a bank and a credit union. If your current financial institution has forgotten who they’re supposed to serve, talk to Aegis Credit Union.
Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.
