For 2026, the USDA loan cap within Maquoketa, county of Jackson, IA, is set at $336,500, while the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current USDA against FHA rates in order to ascertain income, credit, savings, and documentation requirements. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in determining the best program in
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| Loan Type | Loan Cap | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly and efficiently secure the most favorable USDA or FHA loan for you. Choose from three entry points that align you with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture (also known as the USDA rural development loan or USDA mortgage), is specifically available in rural locales. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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