USDA and FHA Pro and Con in Dyersville, Dubuque County, IA
In 2026, for Dyersville in Dubuque county of IA, the USDA loan limit is $336,500, with the FHA limit for a single-family home standing at $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates today, evaluating the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Dyersville, Dubuque, IA
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Dyersville, IA
The goal of Lendersa® is to connect you with the most favorable USDA or FHA loan quickly and without hassle. Choose one of the three starting routes that match you with lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington.
Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.
Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.
1200 Associates Drive, Suite 102, Dubuque, IA, 52002
Lends in Iowa
Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities.
As a not-for-profit financial cooperative, we put people before profits. Through services, financial education, membership perks, and a caring team, we take your financial goals to heart & make them our own, working tirelessly to help you pursue your dreams. Dupaco continues to pursue and fulfill its original mission to serve and enrich the lives.
As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.
