USDA Vs. FHA Pro and Con comparison in Anamosa, Jones County, IA

For 2025, in Anamosa, county of Jones, IA, the USDA loan cap is $336,500, while the FHA limit for a single-family home sits at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA VS FHA rates today and determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial needs.

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2025 Loan Caps and Down Payment Needs in Anamosa, Jones, IA

Loan Category Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Financing Solutions in Anamosa, IA

Lendersa®'s mission is to efficiently find you the most suitable USDA or FHA loan without any hassle. Choose one of the three introductory options that guide you toward matching with lenders and evaluating USDA loan programs.

Lendersa USDA loan inquiry and results matching

Understanding USDA Loans in IA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Advantage Financial Federal Credit Union
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