USDA Vs. FHA your options comparison in Boone, Boone County, IA
In 2025, the USDA loan limit in Boone, part of Boone county, IA, is set at $336,500, while the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to examine today's best USDA and FHA rates and identify the necessary qualifications such as income, credit, reserves, and documents. Our advanced mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loan options side by side, assisting you in determining the most suitable program for your specific financial needs in .
2025 Loan Limits and Down Payment Demands in Boone, Boone, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Boone, IA
Lendersa® is committed to quickly providing you with a USDA or FHA loan without difficulty. Select one of the three pathways offered to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment whatsoever.
20 N Pennsylvania Boulevard, Wilkes Barre, PA, 18701
Luzerne County Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Luzerne County Federal Credit Union will continue a sound yet progressive asset management strategy.
The Credit Union was established as The Wilkes-Barre Federal Credit Union on March 7, 1936 for employees of the Wilkes-Barre Post Office and other Luzerne County Post Offices. It wasn’t until 1970 that Corner Post FCU opened its first office on a part-time basis. In 1971, we reached a major milestone of our first million dollars in assets.
Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013.
The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
OFCU is your one stop shop for all your financial needs. Auto Loans, Mortgage Loans, Personal Loans, Credit Cards. We also have your basic needs Savings, FREE Checking, FREE Debit Card. Otero Federal Credit Union has been open since 1953. It's the 10th largest credit union in New Mexico with assets totaling $429.4 Million.
