In 2026, the USDA loan limit in Saylorville, within the county of Polk, IA, stands at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's superior rates for USDA compared to FHA loans. Determine necessary income, credit, reserves, and documentation. Our advanced mortgage tool conveniently displays USDA, FHA, Conforming, and VA loans side-by-side, supporting your decision on the best choice in
Evaluate diverse loan offerings from 100 lenders
| Loan Type | Loan Maximum | Initial Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly secure the most favorable USDA or FHA loan for you, effortlessly. Begin with one of three avenues to match lenders and uncover USDA loan solutions.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also recognized as a USDA rural development loan or mortgage, is accessible solely in rural areas. FHA loans necessitate a minimum down payment of 3.5%, whereas no down payment is required for USDA loans.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
Bridge Loan Guides
