For 2025, the USDA loan limit in Ankeny, within Polk county, IA, is $336,500. Meanwhile, the limit for FHA, applicable to a single-family home, stands at $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best rates between USDA and FHA loans, while determining the necessary income, credit levels, reserves, and documentation to qualify. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best option for your specific financial situation in .
2025 Loan Limits and Down Payment Necessities in Ankeny, Polk County, IA
Loan Type
Max Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Ankeny, IA
The mission of Lendersa® is to help you obtain the best USDA or FHA loan without delay and with minimal hassle. Choose one of three starting methods to connect with lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, frequently referred to as the USDA rural development loan. This option is only available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders' simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.
450 E. 96th Street, Suite 500, Indianapolis, IN, 46240
We provide small to medium sized business owners working capital throughout the USA. Indiana Local Biz was developed when Mike Wright, one of the founders of Foresight Marketing, was asked by a client to help with a short-term financing issue. Our Small Business Finance Team has over 25 years of experience in small business operation, financing.
450 E. 96th Street, Suite 500, Indianapolis, IN, 46240
Biz Fund Finder is affiliated with Foresight Business Funding, LLC. We access a network of over 5000 small business loan, lending partners, throughout the USA. This brings you fast and fair business funding. We also have over 150 Private Funding Sources for Real Estate Funding. Our Small Business Finance Team has over 30 years of experience.
8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240
Zach pride himself on giving his clients the best mortgage solutions and service available on the market today. Zach come from a family of mortgage lenders, thus it is in his blood. When Zach not helping clients, you can find his at a local networking event, golfing, or traveling.
3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
Jones Mortgage Group offers a variety of loan programs to meet your needs. Weather it is your 1st purchase or your last, or maybe you are looking to refinance your rate or use your home equity we can assist you. Since 1993, I’ve helped people achieve their homeowning dreams by answering their questions & guiding them through the home loan progress.
3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
We are a team of coworkers who only want the best for each other. Our mutual respect & caring attitude are reflected in our work & in how we treat our clients. Our guiding principle is to treat those we serve as we would want to be treated. Our team may be small but we are mighty. We understand that time is one of the most valuable things in life.
9465 Counselors Row, Suite 232, Indianapolis, IN, 46240
We started Mortgage Capital Funding LLC because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive and less invasive, without sacrificing the personal service that helps put your concerns at ease. .
3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240
Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.
250 E. 96th St, Suite 280, Indianapolis, IN, 46240
As a correspondent lender, we can fund your loan internally and thus close faster and have greater flexibility and control over your transaction. Since LMC operates as a multi-source mortgage broker as well, we are also able to broker loans through a variety of national investors.
