USDA Vs. FHA Pro and Con comparison in Ankeny, Polk County, IA
For 2025, the USDA loan limit in Ankeny, within Polk county, IA, is $336,500. Meanwhile, the limit for FHA, applicable to a single-family home, stands at $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best rates between USDA and FHA loans, while determining the necessary income, credit levels, reserves, and documentation to qualify. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best option for your specific financial situation in .
2025 Loan Limits and Down Payment Necessities in Ankeny, Polk County, IA
Loan Type
Max Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Ankeny, IA
The mission of Lendersa® is to help you obtain the best USDA or FHA loan without delay and with minimal hassle. Choose one of three starting methods to connect with lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, frequently referred to as the USDA rural development loan. This option is only available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
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First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.
3220 Tillman Drive, Suite 200, Bensalem, PA, 19020
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Centric Mortgage offer a Purchases & Refinances Residential 1 - 4 units Investment properties 1 - 4 units Commercial properties 5 plus units Mixed Use properties Land Only loans 2nd homes Construction loans Home Improvement loans Loan Products & Programs Self Employed & 1099 employees Fixed rates ARMs Cash-out options FHA Loans VA Loans Small more
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