As per 2026, the USDA loan limit in Iowa-City, situated in Johnson county, IA, amounts to $285,000, whereas for a single-family residence, the FHA limit is placed at $356,362.
Utilize the Lendersa® USDA loan calculator to explore today's optimal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side-by-side, aiding your choice of the best plan for your financial context in .
2026 Loan Limits and Down Payment Requirements in Iowa-City, Johnson County, IA
Loan Type
Limit Amount
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Alternatives in Iowa-City, IA
Lendersa® aims to help you acquire either a USDA or FHA loan quickly and with ease. Start with one of three pathways that connect you with lenders and USDA loan options.
A USDA home loan is guaranteed by the government’s Department of Agriculture, also known as the USDA rural development loan or mortgage. It's specifically for rural areas. FHA loans, in comparison, require at least a 3.5% down payment, whereas the USDA loan requires none.
7601 France Ave S, Suite 170, Minneapolis, MN, 55435
The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
"At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
"Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison. Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html
Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
As a member-owned credit union, the first step in opening an account is to open a Share Savings Account with a $5.00 deposit. This deposit represents your share in the Credit Union. It provides you with the privilege of voting for your Board of Directors, Committees and to participate in the variety of services available.
Horizon is a community Bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873
Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.
2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
