USDA Vs. FHA Pro and Con comparison in Tiffin, Johnson County, IA

In 2025, the USDA loan limit set for Tiffin in Johnson, IA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the necessary income, credit score, reserves, and documents to meet qualifications. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on which program in best fits your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Tiffin, County of Johnson, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Tiffin, IA

Lendersa® aims to swiftly and seamlessly help you secure the best USDA or FHA loan. Choose from one of three starting routes designed to connect you with matching lenders and USDA loan options.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in IA

A USDA home loan, underwritten by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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