USDA Vs. FHA your options comparison in Tipton, Cedar County, IA
In 2025, the USDA loan limit for Tipton, located in the county of Cedar, IA, is $336,500, whereas the FHA limit for a single-family home is $472,030. These limits are established to guide prospective homeowners in understanding their maximum borrowing capacity under these government-backed programs.
Utilize the Lendersa® USDA loan calculator to dissect and compare the current best rates between USDA and FHA offerings, precisely determining the income, credit standards, reserves, and documentation necessary for qualification. With our state-of-the-art mortgage calculator, you gain the benefit of viewing USDA, FHA, Conforming, and VA loans side by side. This tool aids in making informed choices about which program in best fits your unique financial situation and goals.
Explore 2025 Loan Ceilings and Down Payment Conditions in Tipton, County of Cedar, IA
Type of Loan
Maximum Limit
Down Payment Requirements
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Available USDA and FHA Loan Options in Tipton, IA
Lendersa® strives to swiftly help you secure the most advantageous USDA or FHA loan, minimizing unnecessary hassle. Begin by selecting one of three foundational pathways that connect you to lenders and explore USDA loan options that align with your needs.
A USDA home loan is a mortgage option facilitated by the government through the Department of Agriculture, popularly known as a USDA rural development loan or USDA mortgage. This program is tailored for applicants in rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages offer the significant advantage of requiring no initial down payment, making them more accessible to eligible rural homebuyers.
Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
1590 Adamson Parkway, Suite 120, Atlanta, GA, 30360
Shiba Robinson a dedicated mortgage professional that has worked on both ends of the spectrum. Shiba believe that together, true professionals are capable of anything! My goal is to make the dream of home ownership come true for YOU. Working hard and fixing problems is my specialty. Let me put in some work for you and we can be successful together!
Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
Northwest Louisiana Federal Credit Union was chartered in April of 1975. Our original name was OILS Federal Credit Union (Owens, Illinois, Libbey, Shreveport). November 1981, the name was changed to Libbey Glass Federal Credit Union for ease of recognition. In 2007, we changed our name to Northwest Louisiana Federal Credit Union.
PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.
2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
