USDA VS FHA in Coralville, Johnson County, IA

As of 2026, the USDA loan limit for Coralville in Johnson county, IA, is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in deciding which program in best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Coralville, Johnson County, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Coralville, IA

Lendersa® aims to secure you the best USDA or FHA loan quickly and without hassle. Choose one of three starting paths to connect with lenders and USDA loan programs.

Results from Lendersa USDA loan requests

Explaining USDA Loans in IA

The USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage has no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Coralville Lenders

  • Kari Lepic-Juhl
  • 2346 Mormon Trek Blvd, Iowa City, IA, 52246
  • Lends in Iowa
  • "Kari and Whitney are Real Estate Agents with Lepic-Kroeger, Realtors. They look forward to helping you with you with your next move! Leave your ""home"" work to Kari and Whit!

    Kari was born and raised in Iowa City and grew up surrounded by the Real Estate industry. Kari spent 7 years traveling the world before coming back"

  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245
  • Lends in Iowa
  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.

  • GreenState Credit Union
  • 2355 Landon Rd, North Liberty, IA, 52317
  • Lends in Iowa
  • GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.

  • Peoples Trust and Savings Bank
  • 90 E. Railroad St, Riverside, IA, 52327
  • Lends in Iowa
  • Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.

  • Metco Credit Union
  • 115 8th Avenue SW, Cedar Rapids, IA, 52404
  • Lends in Iowa
  • Metco Credit Union is a non-profit financial cooperative, owned, and operated by its members. Our purpose is to create pathways to financial success for our members by providing a full range of competitive services that respond to their changing needs. Metco Credit Union Established in 1957.

  • Fairfax State Savings Bank
  • 409 Vanderbilt Street, Fairfax, IA, 52228
  • Lends in Iowa
  • Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations

  • Mount Vernon Bank and Trust Company
  • 206 First Street West, Mount Vernon, IA, 52314
  • Lends in Iowa
  • "Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience.

    Mount Vernon

  • Bridge Community Bank
  • 302 Hwy 1 SE, Mount Vernon, IA, 52314
  • Lends in Iowa
  • Community Bank with locations in Mechanicsville, Mount Vernon & Solon Iowa. Bridge Community Bank is happy to help you with all your banking needs, from deposit accounts, IRA, CDs, business products, commercial & personal loans, mortgage loans, to our BCB Investment Services. Along with banking business,

  • Contract Exchange Corporation
  • 425 2nd Street SE, Suite 370, Cedar Rapids, IA, 52401
  • Lends in Iowa
  • Contract Exchange Corporation was founded in April of 1981. At the time, interest rates were near their all-time highs as the Federal Reserve “wrung” inflation out of the economy. With 30 year mortgage rates around 17%, many Sellers turned to that age old instrument, the Land Installment Contract as a means to sell their properties.