In 2025, the loan limit set by the USDA for a single-family dwelling in North-Liberty, within the county of Johnson, IA is $285,000. In contrast, the FHA imposes a limit of $356,362 for similar properties.
Utilize Lendersa®'s specialized USDA loan calculator to conduct a thorough comparison between the current USDA and FHA best rates. This tool allows you to evaluate the income requirements, credit score, reserves, and necessary documentation needed to qualify. Featuring our sophisticated mortgage calculator, you can compare side by side the USDA, FHA, Conforming, and VA loan options, ultimately assisting you in determining which financing program within suits your unique financial situation best.
2025 Loan Limitations and Required Down Payments in North-Liberty, Johnson County, IA
Type of Loan
Limit on Loan
Mandatory Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Possibilities in North-Liberty, IA
The ambition of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loans, conveniently and with minimal hassle. Begin by choosing one of the three pathways that lead to discovering matching lenders and suitable USDA loan programs tailored to your needs.
The USDA home loan, officially supported by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This government-guaranteed loan is exclusive to rural neighborhoods. Unlike FHA loans necessitating a down payment of at least 3.5%, the USDA mortgage does not require any down payment at all, making it an appealing option for eligible borrowers in rural areas seeking homeownership with minimized upfront financial commitments.
1525 North Main Street, Suite 100, Bountiful, UT, 84010
Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.
We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
255 Washington Street, Suite 300, Newton, MA, 02458
The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.
661 Washington Street, Suite 209, Norwood, MA, 02062
Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.
2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.
