USDA Vs. FHA Pro and Con comparison in North-Liberty, Johnson County, IA
In 2025, the loan limit set by the USDA for a single-family dwelling in North-Liberty, within the county of Johnson, IA is $285,000. In contrast, the FHA imposes a limit of $356,362 for similar properties.
Utilize Lendersa®'s specialized USDA loan calculator to conduct a thorough comparison between the current USDA and FHA best rates. This tool allows you to evaluate the income requirements, credit score, reserves, and necessary documentation needed to qualify. Featuring our sophisticated mortgage calculator, you can compare side by side the USDA, FHA, Conforming, and VA loan options, ultimately assisting you in determining which financing program within suits your unique financial situation best.
2025 Loan Limitations and Required Down Payments in North-Liberty, Johnson County, IA
Type of Loan
Limit on Loan
Mandatory Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Possibilities in North-Liberty, IA
The ambition of Lendersa® is to swiftly provide you with the most favorable USDA or FHA loans, conveniently and with minimal hassle. Begin by choosing one of the three pathways that lead to discovering matching lenders and suitable USDA loan programs tailored to your needs.
The USDA home loan, officially supported by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage. This government-guaranteed loan is exclusive to rural neighborhoods. Unlike FHA loans necessitating a down payment of at least 3.5%, the USDA mortgage does not require any down payment at all, making it an appealing option for eligible borrowers in rural areas seeking homeownership with minimized upfront financial commitments.
At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4.
In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!
While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.
ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU.
We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.
Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100, 000 members and manages a collective asset of more than $864 million. It’s this responsible management of member funds and the cost savings we pass along to our members
NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.
We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
1228 Central Parkway, Room 302, Cincinnati, OH, 45202
Our Credit Union is a member owned not-for profit organization aimed at assisting our members. We strive to provide innovative products and personalized service to help members achieve their financial goals. The credit union was establised to receive and manage the vacation fund contributions for members of the Pipe Fitters Local Union No. 392.
