USDA VS FHA in Marion, Linn County, IA

In 2025, the USDA loan limit in Marion, located in Linn county, IA, is $336,500. Meanwhile, the FHA limit for a single-family home amounts to $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Marion, Linn County, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Examining USDA and FHA Loan Choices in Marion, IA

The objective of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting options that align with lenders and USDA loan programs.

Matching results from Lendersa USDA loan requests

Exploring USDA Loans in IA

The USDA home loan, endorsed by the government's Department of Agriculture, is also known as a USDA rural development loan. It’s exclusively available for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Public Service Credit Union
  • 4025 W Jefferson Boulevard, Fort Wayne, IN, 46804
  • Public Service Credit Union is Fort Wayne’s oldest Credit Union, founded in 1932. Public Service Credit Union’s history began with Clarence Hensch. Clarence worked for NIPSCO and started lending money out of his own pocket to fellow employees during the Great Depression. Clarence founded Public Service Credit Union
  • Community Mortgage Lending Corporation
  • 5743 Wilkie Drive, Suite 3, Fort Wayne, IN, 46804
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
  • Bailey & Wood Financial Group
  • 740 Main Street, Whiteland, IN, 46184
  • Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
  • The Garrett State Bank
  • 120 West King Street, Garrett, IN, 46738
  • Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products
  • GVC Mortgage, Inc
  • 600 Corporation Dr, Suite 200, Pendleton, IN, 46064
  • GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.
  • Bank of Elgin
  • 101 North 2nd Street, Elgin, NE, 68636
  • "Bank Of Elgin is a branch office of Bank Of Elgin. They provide the following services: Full Service Office Location & are located at 101 North 2nd Street in Elgin Nebraska. Mobile & traditional directions to this location can be found below along with ratings lobby hours, their phone number, online banking website & additional banking informati