USDA Vs. FHA Pro and Con comparison in Marion, Linn County, IA

In 2025, the USDA loan limit in Marion, located in Linn county, IA, is $336,500. Meanwhile, the FHA limit for a single-family home amounts to $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Marion, Linn County, IA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Examining USDA and FHA Loan Choices in Marion, IA

The objective of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting options that align with lenders and USDA loan programs.

Matching results from Lendersa USDA loan requests

Exploring USDA Loans in IA

The USDA home loan, endorsed by the government's Department of Agriculture, is also known as a USDA rural development loan. It’s exclusively available for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Welcome Mortgage Corp
  • 700 Route 130 N, Suite 207, Cinnaminson, NJ, 8077
  • At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.
  • First Community Credit Union Houston
  • PO Box 840129, Houston, TX, 77284
  • For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST. When you join First Community, we get to know you — because that’s the best way
  • Private Leverage
  • 2000 Crawford Street, Suite 840, Houston, TX, 77288
  • Private Leverage exists to serve a community of borrowers that exhibit character, yet are underserved by traditional capital markets. We embrace economic empowerment as a solution to many of our client's needs, and look to provide leverage in the form of private lending to assist in their journey.
  • Greater Texas Credit Union
  • 6411 North Lamar Boulevard, Austin, TX, 78758
  • Greater Texas Credit Union is proud to have been voted a "Top Workplace"​ every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
  • Government Employee Federal Credit Union
  • 10806 Metric Boulevard, Austin, TX, 78758
  • GEFCU was formed in 1931 as a financial cooperative to provide a way for its members to save money and obtain loans. We are the oldest credit union in Austin serving not only Travis County but also all of the counties that border Travis County. Over the years, our credit union has expanded beyond its roots of serving postal and federal employees.
  • Capitol Credit Union
  • 11920 Alterra Parkway, Suite 136, Austin, TX, 78758
  • Capitol Credit Union (CCU) has been a beacon for members as together we navigated the swings in the economic cycles. Today, our credit union stands even better prepared to serve you in the pursuit of your dreams. For some members, Capitol Credit Union is a source of friendly prompt service from people who know you as a person.
  • United Heritage Credit Union
  • 12208 N Mopac Expy, Austin, TX, 78758
  • Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
  • Amplify Credit Union
  • 2800 Esperanza Crossing, Building 2, Austin, TX, 78758
  • Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.