USDA and FHA Pro and Con in Marion, Linn County, IA
In 2026, the USDA loan limit in Marion, located in Linn county, IA, is $336,500. Meanwhile, the FHA limit for a single-family home amounts to $472,030.
Leverage the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best suits your financial situation in .
2026 Loan Limits and Down Payment Requirements in Marion, Linn County, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Choices in Marion, IA
The objective of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting options that align with lenders and USDA loan programs.
The USDA home loan, endorsed by the government's Department of Agriculture, is also known as a USDA rural development loan. It’s exclusively available for rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.
First National Bank of Moose Lake is a locally owned community bank dedicated to providing caring personal service, maintaining a knowledgeable staff and building long lasting customer relationships.
Demonstrating dedication to our customers, community and employees by providing meaningful conversations and services,
At Compass, we are community servants; we are educators; we are foundry workers; we are volunteers working for the betterment of everyone; we are members, and we are committed to navigating our mutual financial journey together And while we may all come from diverse backgrounds, we take pride in our shared neighborhoods
ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.
Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.
939 Lakeside Drive South East, Grand Rapids, MI, 49506
At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.
East River Federal Credit Union was founded in October 1956 through the vision of several early members who pooled their resources to create a credit union. Today, we are a healthy, growing, stable financial institution committed to the success and financial well-being of our members and our community.
Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
