USDA VS FHA in Robins, Linn County, IA

In 2025, the USDA loan limit for Robins, within Linn county, IA, is $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Use Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today, determining necessary income, credit, reserves, and documents. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side to decide the best program in for your financial needs.

Compare 100 lenders' loan offers

2025 Loan Limits and Down Payment Requirements in Robins, Linn, IA

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Options in Robins, IA

Lendersa® aims to quickly connect you with the best USDA or FHA loan. Choose one of three paths to find lenders and USDA loan programs.

Lendersa USDA loan request outcomes

Understanding the USDA Loan in IA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lock Rate Mortgage LLC
  • 1020 South Raymond Avenue, Suite A, Fullerton, CA, 92831
  • Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs. We believe that shopping for the best mortgage should be easy, transparent and flexible and also Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs.
  • Fullerton Community Lending
  • 1440 North Harbor Boulevard, Suite 900, Fullerton, CA, 92831
  • Fullerton Community Lending is a Mortgage Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances, investments and commercial loans. We offer FHA, Conv, and Jumbo at competitive interest rate. Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances,
  • Shaner Brokerage Corporation
  • 2495 East Orangethorpe Avenue, Suite 110, Fullerton, CA, 92831
  • Shaner Brokerage Corporation is a referral-based, boutique brokerage firm, providing top-notch service to residential buyers and sellers in Southern California. We take a friendly, professional approach to real estate that exceeds client expectations time after time. Our experienced team is well-versed in all aspects of real estate & lending.
  • Get Real Service
  • 2461 E Orangethorpe, Suite 229, Fullerton, CA, 92831
  • At Get Real Service, we bypass the traditional sales and processing structure associated with mortgage lending. What does this mean for you? Simply stated, this “traditional” method represents added costs that we eliminate, passing on the extra savings to you in the form of lower interest rates and fees.
  • Simplify Direct, Inc.
  • 2601 East Chapman Avenue, Suite 212, Fullerton, CA, 92831
  • Simplify Direct, Inc goal is to achieve your mortgage needs by mimimizing the red tape through our automated process. You will work directly with a single point of contact from begining to end. Our seasoned mortgage specialist will help you get the perfect mortgage that fits your needs.
  • Rosemont Mortgage
  • 2465 E. Orangethorpe Ave, Fullerton, CA, 92831
  • Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
  • Home Bank of California
  • 4493 Ruffin Road, San Diego, CA, 92123
  • Freedom Banking from Home Bank of California has been proven to be the best option for individuals, couples and businesses who want a hassle-free experience when it comes time to managing their finances. Access and manage your money from anywhere with web banking, mobile banking apps, nationwide ATM network, and Remote Relationship Managers availab
  • Wheelhouse Credit Union - Downtown San Diego
  • 9212 Balboa Ave, San Diego, CA, 92123
  • Founded in 1934 as San Diego Metropolitan Credit Union to serve City employees, & re-established in 2018 as Wheelhouse Credit Union to serve all of San Diego, we have deep roots in the community & are committed to helping our Members & our beautiful City thrive. We help San Diegans achieve their financial goals through high-yield deposit accounts.
  • The Platinum Mortgage Group
  • 5402 Ruffin Rd, San Diego, CA, 92123
  • Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.