USDA Vs. FHA your options comparison in Robins, Linn County, IA

In 2026, the USDA loan limit for Robins, within Linn county, IA, is $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Use Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today, determining necessary income, credit, reserves, and documents. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side to decide the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Robins, Linn, IA

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Options in Robins, IA

Lendersa® aims to quickly connect you with the best USDA or FHA loan. Choose one of three paths to find lenders and USDA loan programs.

Lendersa USDA loan request outcomes

Understanding the USDA Loan in IA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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