USDA and FHA Pro and Con in Mount-Pleasant, Henry County, IA
In 2025, in Mount-Pleasant, county of Henry, IA, the USDA loan cap is at $285,000, whereas for a single-family home, the FHA cap is $356,362.
Take advantage of the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. Assess the necessary income, credit, reserves, and paperwork required to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most fitting program for your situation in .
2025 Loan Limits and Down Payment Requirements in Mount-Pleasant, County of Henry, IA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Mount-Pleasant, IA
Lendersa® is committed to securing the ideal USDA or FHA loan for you swiftly and smoothly. Start with one of three approaches, leading to lenders and USDA loan programs that match your criteria.
A USDA home loan, backed by the Department of Agriculture, is also recognized as a USDA rural development loan or mortgage. It's exclusively for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.
Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper
Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.
I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
We specialize in the home loan industry, so don't expect great deals on books, toys, airline tickets, and charge cards or auto loans. We only offer great deals on home loans. We will not auction the loan as if it were a used car. We promise to treat customers with the respect they deserve.
