USDA Vs. FHA Pro and Con comparison in Mount-Pleasant, Henry County, IA
In 2025, in Mount-Pleasant, county of Henry, IA, the USDA loan cap is at $285,000, whereas for a single-family home, the FHA cap is $356,362.
Take advantage of the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates. Assess the necessary income, credit, reserves, and paperwork required to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most fitting program for your situation in .
2025 Loan Limits and Down Payment Requirements in Mount-Pleasant, County of Henry, IA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Mount-Pleasant, IA
Lendersa® is committed to securing the ideal USDA or FHA loan for you swiftly and smoothly. Start with one of three approaches, leading to lenders and USDA loan programs that match your criteria.
A USDA home loan, backed by the Department of Agriculture, is also recognized as a USDA rural development loan or mortgage. It's exclusively for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.
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Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.
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