USDA Loan Vs. FHA loan pro & con Fairfield, Jefferson County, IA

In 2025, USDA loan limit in Fairfield, county of Jefferson, IA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fairfield, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(406) 323-1100 911 miles Lender's profile and map Reviews First Security Bank of Roundup 401 Main Street, Roundup, MT, 59072 First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
(910) 708-1404 911 miles Lender's profile and map Reviews Millenia Mortgage 3100 Freedom Way, Hubert, NC, 28539 Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
(609) 625-6928 912 miles Lender's profile and map Reviews Atlantic City Electric Federal Credit Union 5100 Harding Highway, Mays Landing, NJ, 08330 On 1940, in the main office building at Kentucky & Pacific Avenues, an organizational meeting was held for "The Atlantic City Electric Company Employees Federal Credit Union, " Charter No 3755. Since that meeting, we have grown in asset size, membership numbers & services. We are now over 4, 000 members strong, with over 50 million in assets.
(845) 561-5607 912 miles Lender's profile and map Reviews Heritage Financial Credit Union 25 Rykowski Lane, Middletown, NY, 10941 Heritage Financial Credit Union is a community based not-for-profit financial institution that is member-owned and has been serving members in communities for over 80 years. As an organization, Heritage Financial exists to be able to promote financial well being with best-in-class financial products and services so members may reach their fullest p
(845) 987-1969 912 miles Lender's profile and map Reviews Synergy Mortgage 41 South Street, Suite A, Warwick, NY, 10990 Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
(888) 995-5128 912 miles Lender's profile and map Reviews America's Mortgage Lender, Florida 100 South Jefferson Road, Suite 105, Whippany, NJ, 07981 America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
(732) 445-3050 912 miles Lender's profile and map Reviews Rutgers Federal Credit Union 85 Davidson Road, Piscataway, NJ, 08854 RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
(732) 543-2709 913 miles Lender's profile and map Reviews Middlesex County Employees Federal Credit Union 825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902 The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.
(732) 543-2855 913 miles Lender's profile and map Reviews United One Mortgage Inc 1215 Livingston Avenue, Suite 305, North Brunswick, NJ, 08902 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(908) 858-2220 913 miles Lender's profile and map Reviews HomeGotOwned 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
(732) 302-1243 913 miles Lender's profile and map Reviews TOP VINE MORTGAGE SERVICES, L.L.C. 786 Mountain Blvd, Suite 202, Watchung, NJ, 07069 Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,