As of 2025, for Burlington in Des Moines county of IA, the USDA loan limit is $336,500. For a single-family residence, the FHA limit reaches $472,030.
Use the Lendersa® USDA loan calculator to explore today's premier rates between USDA and FHA loans, while establishing the required income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting in choosing the most suitable option for your financial scenario in
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| Loan Type | Limit | Down Payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to facilitate obtaining the optimal USDA or FHA loan swiftly and effortlessly. Select from three starting pathways that connect with lenders and available USDA loan programs.
A USDA home loan, also called a rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage doesn't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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