FHA Vs. USDA loan program for Burlington, Des Moines County, Iowa

As of 2026, for Burlington in Des Moines county of IA, the USDA loan limit is $336,500. For a single-family residence, the FHA limit reaches $472,030.

Use the Lendersa® USDA loan calculator to explore today's premier rates between USDA and FHA loans, while establishing the required income, credit score, reserves, and documents for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting in choosing the most suitable option for your financial scenario in .

Investigating USDA and FHA Loan Options in Burlington, IA

The goal of Lendersa® is to facilitate obtaining the optimal USDA or FHA loan swiftly and effortlessly. Select from three starting pathways that connect with lenders and available USDA loan programs.

Loan Type	Limit	Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

Understanding USDA Loans in IA

A USDA home loan, also called a rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage doesn't require any down payment.

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Burlington Lenders
(319) 754-2265 Lender's profile and map F&M Bank & Trust PO Box 928, Burlington, IA, 52601 Lends in Iowa Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
(319) 752-8745 Lender's profile and map Casebine Community Credit Union 485 West Burlington Avenue, Burlington, IA, 52601 Lends in Iowa It is the mission of Casebine Community Credit Union to enhance both members and employees lives through exceptional personal and financial services. From your first savings account, to a loan on your dream home and everything in between Casebine is where YOU belong! Becoming a member is easy!
(319) 372-5141 Lender's profile and map Farmers Savings Bank 3542 168th St., Wever, IA, 52658 Lends in Iowa Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
(319) 392-4261 Lender's profile and map Danville State Savings Bank 109 North Main Street, Danville, IA, 52623 Lends in Iowa Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
(319) 372-5164 Lender's profile and map Connection Bank 636 Avenue G, Fort Madison, IA, 52627 Lends in Iowa A long, long time ago, all the way back in 1854, the story of Connection Bank and Insurance began. In fact, it was the very first banking institution established in the state of Iowa. As the years passed, the name changed several times but ultimately settled as Fort Madison Bank & Trust (FMBT).
(319) 469-3951 Lender's profile and map Pilot Grove Savings Bank 1341 Pilot Grove Rd, Pilot Grove, IA, 52648 Lends in Iowa Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.