USDA Vs. FHA Pro and Con comparison in West-Burlington, Des Moines County, IA
As of 2026, the USDA loan ceiling in West-Burlington, situated in Des Moines county, IA, is recorded at $285,000, while the FHA limit stands at $356,362 for single-family homes.
The Lendersa® USDA loan calculator is an excellent tool for comparing current USDA and FHA rates. It helps identify necessary income, credit score, reserves, and documentation to qualify. The advanced mortgage calculator from Lendersa allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans to determine the best option in Alabama for your unique financial needs.
2026 Loan Limits and Downpayment Needs in West-Burlington, Des Moines County, IA
Loan Type
Loan Limit
Downpayment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Traditional Conforming
$548,250
3%
Available USDA and FHA Loan Possibilities in West-Burlington, IA
The primary goal of Lendersa® is to efficiently connect you with tailor-fit USDA or FHA loans. Choose from three initial steps leading to compatible lenders and USDA loan packages.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are specifically designed for rural areas. Unlike FHA loans, which mandate a minimum 3.5% downpayment, the USDA mortgage requires no downpayment at all.
Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else.
Farmers & Merchants Savings Bank was chartered on March 1, 1916.
It is the mission of Casebine Community Credit Union to enhance both members and employees lives through exceptional personal and financial services. From your first savings account, to a loan on your dream home and everything in between Casebine is where YOU belong! Becoming a member is easy!
Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
Farmers Savings Bank was founded in 1908 in Wever, Iowa. Business was conducted in the original building, just west of the railroad tracks, until 1996. In 1969 the building was remodeled and enlarged to include a drive-up facility. The bank moved into its current facility on the east side of Highway 61 in 1996.
A long, long time ago, all the way back in 1854, the story of Connection Bank and Insurance began. In fact, it was the very first banking institution established in the state of Iowa. As the years passed, the name changed several times but ultimately settled as Fort Madison Bank & Trust (FMBT).
Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.
5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.
