USDA Loan Vs. FHA loan for West-Burlington, IA 2025

As of 2025, the USDA loan ceiling in West-Burlington, situated in Des Moines county, IA, is recorded at $285,000, while the FHA limit stands at $356,362 for single-family homes.

The Lendersa® USDA loan calculator is an excellent tool for comparing current USDA and FHA rates. It helps identify necessary income, credit score, reserves, and documentation to qualify. The advanced mortgage calculator from Lendersa allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans to determine the best option in Alabama for your unique financial needs.

Available USDA and FHA Loan Possibilities in West-Burlington, IA

The primary goal of Lendersa® is to efficiently connect you with tailor-fit USDA or FHA loans. Choose from three initial steps leading to compatible lenders and USDA loan packages.

Lendersa USDA loan request and matching outcomes

Understanding USDA Home Loans in IA

A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are specifically designed for rural areas. Unlike FHA loans, which mandate a minimum 3.5% downpayment, the USDA mortgage requires no downpayment at all.

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(410) 744-7247 Lender's profile and map Reviews Mortgage247, LLC 11 Newburg Ave, Suite 202, Catonsville, MD, 21228 Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions
(301) 856-5000 Lender's profile and map Reviews U. S. Postal Service Federal Credit Union 7905 Malcolm Road, Suite 311, Clinton, MD, 20735 U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.
(919) 661-2080 Lender's profile and map Reviews Carolina Home Loans of NC LLC 245 New Fidelity Ct, Suite 205, Garner, NC, 27529 Carolina Home Loans was founded in 1998 to provide an alternate to the “Big Bank” experience. You will work directly with the company’s founder & owner, Eric McDonald. Eric began his mortgage lending career in 1993 with one of the country’s largest bank. He knew there was a better way and created Carolina Home Loans.
(843) 669-0461 Lender's profile and map Reviews Pee Dee Federal Credit Union 305 West Pine Street, Florence, SC, 29501 Pee Dee Federal offers a variety of loan options, including new and used auto loans, personal loans, home equity loans, overdraft protection, revolving lines of credit, secured loans, motorcycles, jet skis, boats, campers. Because each member is unique, we strive to customize each loan to fit your budget by offering affordable monthly payments.
(843) 669-5619 Lender's profile and map Reviews Palmetto First Federal Credit Union 1722 Gregg Avenue, Florence, SC, 29501 Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.
(843) 665-4668 Lender's profile and map Reviews Nucor Employee's Credit Union 1202 North Cashua Drive, Florence, SC, 29501 Nucor Employee's Credit Union was founded in late October 1962. The need for the credit union arose out of the fact that Vulcraft (later named Vulcraft Division of Nucor Corporation) employees needed a reliable, low cost source of borrowing money when they could not pay the difference between the cost of hospital expenses.
(843) 398-8000 Lender's profile and map Reviews Carolina Bank 185 West Evans Street, Florence, SC, 29501 Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.
(512) 446-2583 Lender's profile and map Reviews Rockdale Federal Credit Union 1821 W Cameron Avenue, Rockdale, TX, 76567 Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
(888) 532-5674 Lender's profile and map Reviews US Mutual Home Loans Inc 201 International Circle, Suite 230, Hunt Valley, MD, 21030 We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.
(410) 683-1500 Lender's profile and map Reviews Alliance Mortgage Funding Inc 111 Warren Road, Suite 10A, Cockeysville, MD, 21030 Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
(410) 628-0500 Lender's profile and map Reviews Freedmont Mortgage Group 50 Scott Adam Rd, Cockeysville, MD, 21030 Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
(701) 464-5421 Lender's profile and map Reviews Liberty State Bank 111 Main Street, Powers Lake, ND, 58773 In 1952, Liberty State Bank opened its doors as a North Dakota owned full-service bank. Our full-service community bank offers a broad range of commercial and consumer banking services. Local ownership means efficient, effective decision making and advice to help our individual and business customers grow and succeed.