For the year 2026, in Washington, located in Washington county, IA, the USDA loan cap stands at $336,500, whereas the FHA limit is set at $472,030 for single-family residences.
Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. It helps in identifying the income, credit score, required reserves, and necessary documentation for eligibility. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to aid you in determining which loan type in places like Alabama suits your financial situation best.
Loan limits and downpayment needs for 2026 in Washington, county of Washington, IA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan choices in Washington, IA
The objective of Lendersa® is to facilitate you in obtaining the most favorable USDA or FHA loan promptly and easily. Choose from three different starting points that connect you with suitable lenders and available USDA loan programs.
A USDA home loan is federally backed by the Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, and is designed for rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage offers a no down payment requirement.
Federation” is commonly defined a union of organizations. We believe that we are more than just a union of organizations but also a union of communities by serving Washington, Brighton, Richland and Wellman, Iowa. We belong together because “Together We’re Strong and In 1906, Rubio Savings Bank was chartered as a state bank in the railroad town of
Washington State Bank was originally chartered in 1932 in Washington, Iowa and has since opened up two additional branches in Columbus Junction and Fairfield. The bank offers many fine products and services including online banking, mobile banking, account options, loans, fraud protection and more.
Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
Iowa State Bank and Trust Company of Fairfield, Iowa
55 South 4th Street, Fairfield, IA, 52556
Lends in Iowa
Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg.
County Bank has a strong commitment to the communities we serve.
"Kari and Whitney are Real Estate Agents with Lepic-Kroeger, Realtors. They look forward to helping you with you with your next move! Leave your ""home"" work to Kari and Whit!
Kari was born and raised in Iowa City and grew up surrounded by the Real Estate industry. Kari spent 7 years traveling the world before coming back"
Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
