FHA Vs. USDA loan program for Osage, Mitchell County, Iowa

In 2025, the USDA loan limit established in Osage, within the county of Mitchell, IA, is $336,500, while the FHA loan cap for a single-family home is set at $472,030. These limits define how much you can borrow under these specific programs, impacting your financing options.

Utilize the Lendersa® USDA loan calculator to assess the current best rates for USDA and FHA loans. This tool provides clarity on the required income, credit, and reserves, as well as the documentation needed to qualify. Employing our comprehensive mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA plans side by side, empowering you to select the most suitable option in that corresponds with your unique financial scenario.

Applying USDA and FHA Loan Solutions in Osage, IA

The aim at Lendersa® is to swiftly connect you with the most advantageous USDA or FHA loan, simplifying the process for ease and efficiency. You can begin this journey by selecting any of the three starting options that align you with lenders and uncover suitable USDA loan programs.

Lendersa USDA loan request matching results

What Defines a USDA Loan In IA?

A USDA home loan is supported by the U.S. government through its Department of Agriculture, popularly termed as the USDA rural development loan or USDA mortgage. This is an opportunity available only to those in rural areas. Unlike with FHA loans which require at least a 3.5% down payment, a USDA loan does not mandate any down payment. This distinctive feature significantly enhances the access and appeal of USDA loans to eligible rural homeowners, providing them with a reliable option that reduces initial financial barriers.

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(719) 542-5626 Lender's profile and map Reviews Premier Mortgage Services, Inc. 1700 Fortino Blvd, Pueblo, CO, 81008 Premier's mission is to provide superior products along with expert consultation and customer service to ensure a quick and easy lending process. Premier's friendly, trained and experienced loan professionals will guide you through the mortgage process and help you realize the dream of home ownership.
(719) 561-0804 Lender's profile and map Reviews SunWest Educational Credit Union 700 Eagleridge Boulevard, Pueblo, CO, 81008 At SunWest, our checking accounts are simple. No monthly service fees, no minimum balances and a Visa debit card with no annual fee. Plus, you can get your debit card the same day! We are local not-for-profit financial institution with better rates, fewer fees and the personal service you deserve. Discover brighter days at SunWest.
(423) 336-4331 Lender's profile and map Reviews OMC Employees Credit Union 1186 Old Lower River Road NW, Charleston, TN, 37310 O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children, children’s spouse, siblings, parents, and grandchildren* are all eligible for membership.
(903) 395-2131 Lender's profile and map Reviews The First National Bank in Cooper 11 West Side Square, Cooper, TX, 75432 For over a hundred years FNB has shared in the growth of Cooper and its citizens. In May 2007 FNB joined with The Delta Bank to form a community bank dedicated to the prosperity of Delta County, by providing sound lending and financial planning to its customers. At FNB you get all the features
(205) 698-8116 Lender's profile and map Reviews First State Bank of the South, Inc. 5856 Highway 278, Sulligent, AL, 35586 First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
(865) 984-4072 Lender's profile and map Reviews Maryville Municipal Credit Union 321 West Broadway Avenue, Maryville, TN, 37801 At Maryville Municipal Credit Union. We are a State Chartered, Federally Insured Credit Union serving the Employees of the City of Maryville and their families, as well as the Employees of Atmos Energy Company and their families. Open since 1972, those Employees and Families have grown to 1500 Members strong.
(865) 238-7500 Lender's profile and map Reviews Volunteer Home Mortgage Inc. 1033 W Broadway Ave, Maryville, TN, 37801 Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
(903) 892-1505 Lender's profile and map Reviews Texoma Educators Federal Credit Union 506 W Lamar Street, Sherman, TX, 75090 Texoma Educators Federal Credit Union is a full-service financial institution serving Grayson County, Texas, and Bryan, Marshall and Atoka counties in Oklahoma. We offer membership to the entire Texoma community, wherever you work! As a non-profit, we are focused on competitive rates and convenient services.