USDA Vs. FHA Pro and Con comparison in New-Hampton, Chickasaw County, IA
In 2025, the limit for USDA loans in New-Hampton, county of Chickasaw, IA, is $285,000, while the FHA limit for single-family homes is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates and understand what income, credit, reserves, and documentation are necessary to qualify. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you select the best fit for your financial needs in .
2025 Loan Limits and Down Payment Requirements in New-Hampton, County of Chickasaw, IA
Loan Type
Maximum Limit
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in New-Hampton, IA
The mission of Lendersa® is to swiftly facilitate the best USDA or FHA loan, without hassles. You can select from one of three entry points that connect you to lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also termed a USDA rural development loan, is designed for rural areas only. While FHA loans require a minimum of 3.5% down payment, USDA loans do not require any down payment, providing advantage to eligible rural borrowers.
People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
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