USDA and FHA Pro and Con in Cresco, Howard County, IA
In the year 2025, the USDA loan limit within Cresco, in the county of Howard, IA, amounts to $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's top USDA and FHA rates. This tool helps you evaluate the income, credit, reserves, and documents needed for qualification. By employing our advanced mortgage calculator, you can visualize the USDA, FHA, Conforming, and VA options side by side, assisting you in making the best choice for your unique financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Cresco, County of Howard, IA
Type of Loan
Limit Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming
$726,200
3%
Available USDA and FHA Loan Options in Cresco, IA
The primary aim of Lendersa® is to promptly secure the optimal USDA or FHA loan, simplifying the process. Choose from three initial strategies that guide you in matching lenders and exploring USDA loan options.
The USDA home loan, endorsed by the U.S. government through the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, making them notably accessible to those eligible in rural communities.
Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable.
We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout
Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.
Our mission is to provide our customers better choices in mortgage products with low or no cost to the borrower! We strive to help any type of home buyer with great resources & service to make their dream of homeownership come true! We achieve our mission by employing seasoned, licensed loan officers that are with you every step of the way.
Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
"The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you
Premier Mortgage Exchange also offers Reverse Mortgages."
Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
