USDA Loan Vs. FHA loan for Charles-City, IA [Floyd County Rates 2023]

In 2025, USDA loan limit in Charles-City, county of Floyd, IA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Charles-City, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(870) 226-3534 656 miles Lender's profile and map Reviews Arkansas Superior Federal Credit Union 313 South Martin St, Warren, AR, 71671 Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
(806) 659-5544 656 miles Lender's profile and map Reviews First National Bank 729 West 7th Avenue, Spearman, TX, 79081 A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
(724) 774-9464 656 miles Lender's profile and map Reviews Mortgage Lending Solutions 900 Pennsylvania Ave, Monaca, PA, 15061 Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process
(580) 226-6222 657 miles Lender's profile and map Reviews American Nation Bank 1901 North Commerce, Ardmore, OK, 73401 American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
(580) 223-1111 657 miles Lender's profile and map Reviews First National Bank and Trust Company of Ardmore 405 West Main Street, Ardmore, OK, 73401 Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
(580) 226-4610 657 miles Lender's profile and map Reviews Citizens Bank & Trust Company 1100 N Commerce St, Ardmore, OK, 73401 Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
(580) 223-4663 657 miles Lender's profile and map Reviews Green Mortgage Company 2007 N. Commerce St, Ardmore, OK, 73401 "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
(970) 377-0753 657 miles Lender's profile and map Reviews Service First Financial LLC 3098 Majestic View Drive, Timnath, CO, 80547 At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
(800) 749-4583 657 miles Lender's profile and map Reviews FSNB, National Association PO Box 33009, Fort Sill, OK, 73503 FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
(423) 949-2146 657 miles Lender's profile and map Reviews Mountain Valley Bank 17114 Rankin Ave, Dunlap, TN, 37327 Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
(304) 843-1179 657 miles Lender's profile and map Reviews Marshall County Federal Credit Union 910 Third Street, Moundsville, WV, 26041 Marshall County Federal Credit Union began as “Marshall County School Employees Federal Credit Union”. In 1974 five members started this credit union off on its financial journey by depositing $35 each into a share account. Today, the credit union’s assets have grown to almost $22 million
(870) 222-3880 657 miles Lender's profile and map Reviews First Natural state Bank 500 North Second Street, Mc Gehee, AR, 71654 The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.