USDA Loan Vs. FHA loan pro & con for Mount-Vernon, Linn County, IA

In 2025, USDA loan limit in Mount-Vernon, county of Linn, IA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mount-Vernon, IA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Iowa?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(405) 789-7900 552 miles Lender's profile and map Reviews Allegiance Credit Union 4235 N Meridian, Oklahoma City, OK, 73112 We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
(405) 543-1136 552 miles Lender's profile and map Reviews America United Mortgage 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112 The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
(405) 418-8545 552 miles Lender's profile and map Reviews Founders Mortgage Inc. 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112 Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
(405) 697-0990 552 miles Lender's profile and map Reviews 1st Capital Mortgage of Oklahoma City Mortgages 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112 At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
(606) 785-3158 552 miles Lender's profile and map Reviews Bank of Hindman 1362 Hindman Bypass, Hindman, KY, 41822 The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.
(304) 375-6262 552 miles Lender's profile and map Reviews WILLIAMSTOWN BANK 435 Highland Avenue, Williamstown, WV, 26187 Williamstown Bank, Inc. is a locally owned and operated community bank serving Wood County, WV and the surrounding area. Founded in 1919, Williamstown Bank understands the needs of customers evolve over time, and we are excited to offer a unique blend of the most up to date technology with the personalized service
(405) 230-1328 552 miles Lender's profile and map Reviews Focus Federal Credit Union 420 N.E. 10th Street, Oklahoma City, OK, 73104 In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
(405) 308-4208 552 miles Lender's profile and map Reviews Progressive Financial Services Corp 424 NE 2nd Street, Oklahoma City, OK, 73104 The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
(662) 844-4833 553 miles Lender's profile and map Reviews Gum Tree Mortgage 218 S Thomas St, Suite 105, Tupelo, MS, 38801 Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
(740) 374-4266 553 miles Lender's profile and map Reviews Riverview Credit Union Inc 39 Acme Street, Marietta, OH, 45750 RCU was founded in 1968 originally to serve the lending needs of the employees of the Union Carbide Corporation, Mining and Metals Plant. Today, our field of membership includes any person who lives, works, worships, or attends school in the following counties: Washington, Noble, Morgan or Monroe.
(800) 374-6123 553 miles Lender's profile and map Reviews Peoples Bank 138 Putnam St, Marietta, OH, 45750 Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies