USDA Vs. FHA your options comparison in Wilton, Muscatine County, IA

In 2026, the USDA loan limit in Wilton, within Muscatine county, IA, is $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.

Utilize Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our mortgage calculator also covers USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in Alabama serves your financial needs best.

Review loan offers from 100 lenders

Loan Limits and Down Payments in Wilton, Muscatine County, IA, 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loans in Wilton, IA

At Lendersa®, we aim to swiftly secure the ideal USDA or FHA loan for you, without undue stress. Choose from three starter paths to connect with lenders and explore USDA programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IA

A USDA home loan is a government-backed loan from the Department of Agriculture, also referred to as a USDA rural development or mortgage loan, available solely in rural areas. Unlike FHA loans with a 3.5% downpayment, USDA mortgages require no downpayment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Wilton Lenders

  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • Lends in Iowa
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.

  • Blue Grass Savings Bank
  • 104 East Mayne Street, Blue Grass, IA, 52726
  • Lends in Iowa
  • January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.

  • Members Community Credit Union
  • 159 Colorado Street, Muscatine, IA, 52761
  • Lends in Iowa
  • Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.

  • First Trust and Savings Bank
  • 123 Main St, Wheatland, IA, 52777
  • Lends in Iowa
  • First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.

  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • Lends in Iowa
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.

  • The Family Credit Union
  • 1530 W 53rd Street, Davenport, IA, 52806
  • Lends in Iowa
  • The Family Credit Union provides relevant financial products and services to encourage the lifelong success of our members. The credit union was originally founded in 1935 as the Kohrs Credit Union. Shortly thereafter the name changed to Oscar Mayer Credit Union after the Oscar Mayer Company purchased Kohrs.

  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Lends in Iowa
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.

  • John Cornish - Mortgage Lender
  • 5189 Utica Ridge Rd, Davenport, IA, 52807
  • Lends in Iowa
  • The mission of Key Mortgage Group is to help as many people as possible to become homeowners.
    Below are some of our clients who picked Key Mortgage Group to help them get a home. John is a leader in Quad City real estate lending, having begun his career after graduation from St. Ambrose University in 2003.