USDA VS FHA in Wilton, Muscatine County, IA

In 2026, the USDA loan limit in Wilton, within Muscatine county, IA, is $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.

Utilize Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our mortgage calculator also covers USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in Alabama serves your financial needs best.

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Loan Limits and Down Payments in Wilton, Muscatine County, IA, 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loans in Wilton, IA

At Lendersa®, we aim to swiftly secure the ideal USDA or FHA loan for you, without undue stress. Choose from three starter paths to connect with lenders and explore USDA programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in IA

A USDA home loan is a government-backed loan from the Department of Agriculture, also referred to as a USDA rural development or mortgage loan, available solely in rural areas. Unlike FHA loans with a 3.5% downpayment, USDA mortgages require no downpayment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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