USDA Loan Vs. FHA loan for Davenport, IA 2026

In 2026, the USDA loan limit in Davenport, Scott county, IA, is $336,500, while the FHA limit hits $472,030 for a single-family home.

Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, along with outlining the income, credit prerequisites, reserves, and necessary paperwork to qualify. Our enhanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to assist in selecting the ideal program for your financial needs in .

Explore USDA and FHA Loan Choices in Davenport, IA

The mission of Lendersa® is to facilitate the acquisition of a USDA or FHA loan both swiftly and effortlessly. Begin by choosing from three initial approaches that align lenders with USDA loan programs.

Match outcomes from Lendersa USDA loan requests

Understanding USDA Loans in IA

The USDA home loan, backed by the government's Department of Agriculture, is dubbed as a USDA rural development loan or mortgage and is strictly for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA loan doesn't involve any down payment.

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(651) 747-1500 Lender's profile and map Reviews SMW Financial LLC 700 Apollo Drive, Circle Pines, MN, 55014 SMW Financial Credit Union's mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through.
(765) 289-2148 Lender's profile and map Reviews PrimeTrust Federal Credit Union 3700 West Bethel Avenue, Muncie, IN, 47304 For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.
(765) 896-9863 Lender's profile and map Reviews Preferred Capital 4904 Wheeling Ave, Muncie, IN, 47304 Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your
(269) 945-2401 Lender's profile and map Reviews Highpoint Community Bank 150 West Court Street, Hastings, MI, 49058 Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
(269) 948-8369 Lender's profile and map Reviews Thornapple Credit Union 202 E Woodlawn Avenue, Hastings, MI, 49058 Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(715) 582-4512 Lender's profile and map Reviews Peshtigo National Bank 250 French St., Peshtigo, WI, 54157 Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.
(260) 483-5661 Lender's profile and map Reviews CITY TRUST FEDERAL CREDIT UNION 1020 West State Boulevard, Fort Wayne, IN, 46808 Our mission is to be committed to providing the widest range of financial services to our membership in an economical, personal and professional environment. and 1953 the City Trust Federal Credit Union has been serving its members in the FORT WAYNE, Indiana area with exceptional financial products. You can find their current interest rates.
(260) 471-8336 Lender's profile and map Reviews Partners 1st Credit Union 1330 Directors Row, Fort Wayne, IN, 46808 Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
(260) 435-5188 Lender's profile and map Reviews Fort Financial Mortgage 3102 Spring St, Fort Wayne, IN, 46808 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(260) 432-1561 Lender's profile and map Reviews Fort Financial Credit Union 3102 Spring St., Fort Wayne, IN, 46808 Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.
(612) 240-1462 Lender's profile and map Reviews Lake Community Bank 1964 West Wayzata Boulevard, Long Lake, MN, 55356 In 1905, our Bank was founded with a commitment to be the best Hometown Bank and serve the needs of the local community. As our community has grown, so have we. A lot has changed over the years, but our commitment has not. We’re proud to be a local, independent community bank, and we’re here to deliver our best for you.