In 2026, the USDA loan limit in Davenport, Scott county, IA, is $336,500, while the FHA limit hits $472,030 for a single-family home.
Employ the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, along with outlining the income, credit prerequisites, reserves, and necessary paperwork to qualify. Our enhanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to assist in selecting the ideal program for your financial needs in
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| Loan Type | Loan Ceiling | Initial Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate the acquisition of a USDA or FHA loan both swiftly and effortlessly. Begin by choosing from three initial approaches that align lenders with USDA loan programs.
The USDA home loan, backed by the government's Department of Agriculture, is dubbed as a USDA rural development loan or mortgage and is strictly for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA loan doesn't involve any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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