USDA Loan Vs. FHA loan pro & con Muscatine, Muscatine County, IA

In 2026, the USDA loan limit in Muscatine, within Muscatine county, IA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's leading rates for USDA versus FHA loans, and find out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program suitable for your financial needs in .

USDA and FHA Loan Options in Muscatine, IA

The aim of Lendersa® is to secure the best USDA or FHA loan quickly and effortlessly. Select from three initial steps that connect you with lenders and USDA loan programs.

Loan Type	Loan Ceiling	Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

Understanding USDA Loans in IA

The USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment.

Get top 10
USDA LENDERS
customized to yout needes

Muscatine Lenders
(563) 264-7210 Lender's profile and map Members Community Credit Union 159 Colorado Street, Muscatine, IA, 52761 Lends in Iowa Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.
(563) 785-4441 Lender's profile and map Liberty Trust & Savings Bank 502 Eighth Avenue, Durant, IA, 52747 Lends in Iowa New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
(563) 381-1732 Lender's profile and map Blue Grass Savings Bank 104 East Mayne Street, Blue Grass, IA, 52726 Lends in Iowa January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.
(563) 388-8328 Lender's profile and map The Family Credit Union 1530 W 53rd Street, Davenport, IA, 52806 Lends in Iowa The Family Credit Union provides relevant financial products and services to encourage the lifelong success of our members. The credit union was originally founded in 1935 as the Kohrs Credit Union. Shortly thereafter the name changed to Oscar Mayer Credit Union after the Oscar Mayer Company purchased Kohrs.
(563) 324-1556 Lender's profile and map Neighborhood Housing Services of Davenport Iowa, Inc. 710 Charlotte St, Davenport, IA, 52803 Lends in Iowa Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.