USDA Vs. FHA your options comparison in Muscatine, Muscatine County, IA

In 2025, the USDA loan limit in Muscatine, within Muscatine county, IA, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's leading rates for USDA versus FHA loans, and find out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program suitable for your financial needs in .

Explore loan offers from a collection of 100 lenders

2025 Loan Ceilings and Down Payment Requirements in Muscatine, Muscatine County, IA

Loan Type Loan Ceiling Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Muscatine, IA

The aim of Lendersa® is to secure the best USDA or FHA loan quickly and effortlessly. Select from three initial steps that connect you with lenders and USDA loan programs.

Results for Lendersa USDA loan requests

Understanding USDA Loans in IA

The USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is exclusively for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
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  • Everest Federal Credit Union
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