USDA Vs. FHA your options comparison in Eldridge, Scott County, IA
In the year 2026, the USDA loan ceiling in Eldridge, located in the county of Scott, IA, is $336,500. Meanwhile, for a single-family dwelling, the FHA has a limit of $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates. This will help establish the income, credit, reserves, and documentation needed for eligibility. By utilizing our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA options side-by-side, aiding your decision about which program in best suits your financial circumstances.
2026 Loan Limits and Down Payment Needs in Eldridge, Scott County, IA
Loan Category
Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Options in Eldridge, IA
Lendersa® strives to secure the most favorable USDA or FHA loan for you swiftly and effortlessly. Begin your journey by choosing one of three starting paths that link to matching lenders and USDA loan packages.
A USDA home loan, secured by the U.S. Department of Agriculture, known alternatively as a USDA rural development loan or mortgage, is targeted at properties in rural locales. Unlike FHA loans, which necessitate a minimum deposit of 3.5%, USDA mortgages require no down payment at all.
The mission of Key Mortgage Group is to help as many people as possible to become homeowners. Below are some of our clients who picked Key Mortgage Group to help them get a home. John is a leader in Quad City real estate lending, having begun his career after graduation from St. Ambrose University in 2003.
American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
The Family Credit Union provides relevant financial products and services to encourage the lifelong success of our members. The credit union was originally founded in 1935 as the Kohrs Credit Union. Shortly thereafter the name changed to Oscar Mayer Credit Union after the Oscar Mayer Company purchased Kohrs.
At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.
Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
Neighborhood Housing Services of Davenport Iowa, Inc.
710 Charlotte St, Davenport, IA, 52803
Lends in Iowa
Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
