USDA Loan Vs. FHA loan for Eldridge, IA 2026

In the year 2026, the USDA loan ceiling in Eldridge, located in the county of Scott, IA, is $336,500. Meanwhile, for a single-family dwelling, the FHA has a limit of $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates. This will help establish the income, credit, reserves, and documentation needed for eligibility. By utilizing our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA options side-by-side, aiding your decision about which program in best suits your financial circumstances.

Diverse USDA and FHA Loan Options in Eldridge, IA

Lendersa® strives to secure the most favorable USDA or FHA loan for you swiftly and effortlessly. Begin your journey by choosing one of three starting paths that link to matching lenders and USDA loan packages.

Lendersa USDA loan request matched results

Explaining USDA Loans in IA

A USDA home loan, secured by the U.S. Department of Agriculture, known alternatively as a USDA rural development loan or mortgage, is targeted at properties in rural locales. Unlike FHA loans, which necessitate a minimum deposit of 3.5%, USDA mortgages require no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(319) 465-5921 Lender's profile and map Reviews Citizens State Bank 117 West First Street, Monticello, IA, 52310 Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
(309) 342-1775 Lender's profile and map Reviews Galesburg Burlington Credit Union 476 E South Street, Galesburg, IL, 61401 Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
(309) 343-1777 Lender's profile and map Reviews Gale Credit Union 631 North Henderson Street, Galesburg, IL, 61401 Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
(309) 342-8161 Lender's profile and map Reviews Tompkins State Bank 1380 N. Henderson St, Galesburg, IL, 61401 Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
(309) 343-7141 Lender's profile and map Reviews F&M Bank Illinois 21 E. Main St, Galesburg, IL, 61401 The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
(309) 734-2265 Lender's profile and map Reviews Midwest BankCentre 200 E Broadway, Monmouth, IL, 61462 Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.
(309) 734-5131 Lender's profile and map Reviews Community National Bank 311 N Main St, Monmouth, IL, 61462 Community National Bank in Monmouth is a Locally Owned Bank providing friendly and personalized service to the people and businesses in Monmouth, Illinois and the surrounding area. In January 1964 the community of Monmouth was shocked to learn that control of the Second National Bank had changed and the bank was being voluntarily liquidated.
(319) 854-6104 Lender's profile and map Reviews Exchange State Bank 253 Broadway, Springville, IA, 52336 At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.
(319) 541-3178 Lender's profile and map Reviews Kari Lepic-Juhl 2346 Mormon Trek Blvd, Iowa City, IA, 52246 "Kari and Whitney are Real Estate Agents with Lepic-Kroeger, Realtors. They look forward to helping you with you with your next move! Leave your ""home"" work to Kari and Whit! Kari was born and raised in Iowa City and grew up surrounded by the Real Estate industry. Kari spent 7 years traveling the world before coming back"
(815) 443-2725 Lender's profile and map Reviews The State Bank of Pearl City 215 South Main Street, Pearl City, IL, 61062 The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day. Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
(319) 648-2221 Lender's profile and map Reviews Peoples Trust and Savings Bank 90 E. Railroad St, Riverside, IA, 52327 Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
(319) 339-1000 Lender's profile and map Reviews GreenState Credit Union 2355 Landon Rd, North Liberty, IA, 52317 GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.