In the year 2025, the USDA loan ceiling in Eldridge, located in the county of Scott, IA, is $336,500. Meanwhile, for a single-family dwelling, the FHA has a limit of $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates. This will help establish the income, credit, reserves, and documentation needed for eligibility. By utilizing our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA options side-by-side, aiding your decision about which program in
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| Loan Category | Limit | Initial Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure the most favorable USDA or FHA loan for you swiftly and effortlessly. Begin your journey by choosing one of three starting paths that link to matching lenders and USDA loan packages.
A USDA home loan, secured by the U.S. Department of Agriculture, known alternatively as a USDA rural development loan or mortgage, is targeted at properties in rural locales. Unlike FHA loans, which necessitate a minimum deposit of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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