USDA Vs. FHA your options comparison in Coeur-d'Alene, Kootenai County, ID
For 2025, the USDA loan limit applicable in Coeur-d'Alene, Kootenai County, ID is $350,000, while the FHA limit for a single-family home is $388,700.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today, and to determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Coeur-d'Alene, Kootenai County, ID
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loan Options in Coeur-d'Alene, ID
Lendersa® aims to facilitate fast and hassle-free access to the best USDA or FHA loan options. Choose one of three pathways to find matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA Rural Development Loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment. This distinctive no-down-payment feature makes USDA loans a very attractive option for qualifying buyers in rural communities, eliminating the initial cost barrier commonly associated with home buying.
438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085
Liberty Capital Services after graduating from Ohio State University with degrees in finance. As financial planners, we could have remained in the traditional private banking industry, but we decided to embark on a new venture to create a mortgage consulting service like no other.
150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085
Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.
1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.
Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.
Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
