USDA and FHA Pro and Con in Rathdrum, Kootenai County, ID
For 2025, within Rathdrum in Kootenai county, ID, the USDA loan cap is set at $388,700, whereas the FHA limit is $572,700 for single-family homes.
Use the Lendersa® USDA loan calculator to assess today's competitive USDA and FHA rates, and understand the income, credit, reserves, and document requirements necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Rathdrum, Kootenai, ID
Loan Type
Loan Limit
Down Payment
USDA
$388,700
0%
FHA
$572,700
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Rathdrum, ID
Lendersa® aims to provide you with the best USDA or FHA loan quickly and with ease. Select one of three pathways to link with compatible lenders and USDA loan options.
A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, making them attractive.
At Bank of Brookhaven it's all about you!
We specialize in courteous, efficient service that provides our customers & friends with individual attention. When you come into Bank of Brookhaven, we'll make it a point to greet you & answer any question you may have about the banking services we offer. We're the new bank with an old fashion commitment
Fairfield Federal Savings and Loan Association of Lancaster
111 East Main Street, Lancaster, OH, 43130
Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
The First Mortgage Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1690 Beltline Road SW, Suite A, Decatur, AL, 35601
"Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.
We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu
Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
People's Bank and Trust Company of Pickett County was established in November 1978 and since that time has grown to over $200 million in total assets. In March 2006 our holding company, Upper Cumberland Bancshares, Inc, opened a sister bank in Albany, Kentucky. On July 15, 2021, we combined the two banks to give our customers the convenience of two
The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.
Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer’s Bank and Citizen’s Bank with capitol stock of $50, 000.00.
The bank was moved to our present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.
