FHA Vs. USDA loan program for Hayden, Kootenai County, Idaho

In 2025, USDA loan limit in Hayden, county of Kootenai, ID is $388,700 while FHA limit is $572,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hayden, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(907) 440-9935 Lender's profile and map Reviews Residential Mortgage, LLC 100 Calais Drive, Anchorage, AK, 99503 Our mission is to find the mortgage that best fits our clients’ needs. Since our inception, we’ve provided more than 60,000 loans to Alaskans, including Conventional loans to Fannie Mae and Freddie Mac, Federal Housing Administration (FHA) loans, Rural Development loans, HUD 184 loans for Alaska Natives and American Indians, Alaska Housing
(907) 360-2000 Lender's profile and map Reviews Homestate Mortgage Company 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503 Homestate Mortgage, we offer a wide variety of loan programs to fit any home buying scenario. Whether you're buying your very first home or a veteran homeowner moving up or downsizing, we have the right mortgage & program to fit your needs.Our staff of seasoned professionals will make certain that the mortgage part of your home buying experience
(260) 356-6220 Lender's profile and map Reviews Community Link Federal Credit Union 325 Etna Avenue, Huntington, IN, 46750 CLFCU has served Huntington and surrounding areas since 1932. We take pride in providing exceptional service to our members. CLFCU is federally insured by NCUA and is an Equal Housing Lender. Our Mission: Community Link Federal Credit Union is committed to being the first-choice financial institution in the community.
(260) 356-8900 Lender's profile and map Reviews Bippus State Bank 150 Hauenstein Rd, Huntington, IN, 46750 Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.
(907) 343-8896 Lender's profile and map Reviews Mortgage Brokers of Alaska Corporation 1577 C Street, Suite 101, Anchorage, AK, 99501 We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.
(812) 254-2370 Lender's profile and map Reviews First Federal Savings Bank of Washington 439 South St. Road 57, Washington, IN, 47501 First Federal Savings Bank was established in Washington, Indiana in 1895. The Bank's organizational meeting was held on January 31, 1895 and its first Board of Directors included Hiram Hyatt, William Heffernan, Aikman Carnahan, Zed Benham, William A. Healy, Hamlet Allen, John M. Smith, E.A. Crosson and M.F. Burke.
(317) 571-2200 Lender's profile and map Reviews F.C. Tucker Company 9279 N Meridian St, Indianapolis, IN, 46260 F.C. Tucker Company, Inc. is Indiana's largest independent real estate brokerage. Started in Indianapolis in 1918, Tucker has 35 affiliate offices throughout the state, in addition to its 13 Indianapolis-area offices. Less than one percent of all real estate firms in America enjoy a continuing history as long as F.C. Tucker Company, Inc.
(317) 248-9241 Lender's profile and map Reviews LINK FCU 5212 Rockville Road, Indianapolis, IN, 46224 At Link FCU, we have had the opportunity of serving our members since 1930. Link Federal Credit Union was chartered under the Indiana State Credit Union Law in February of 1930 to serve employees of the Link-Belt Companies located in Indianapolis. Over the years, there have been six credit unions merge with Link.
(936) 569-7700 Lender's profile and map Reviews Doches Credit Union 920 NW Stallings Drive, Nacogdoches, TX, 75964 Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties. The credit union was chartered on November 7th, 1951 with an original field of membership.
(270) 443-5261 Lender's profile and map Reviews Signet Federal Credit Union 1600 Clark Street, Paducah, KY, 42003 We're a nonprofit banking solution with a long standing commitment to the financial health and wellness of our community. We serve 11 counties throughout western Kentucky, providing savings, checking accounts, home loans, car loans and retirement planning options. With no stockholders or investors, Signet has the privilege
(270) 442-0789 Lender's profile and map Reviews C-Plant Credit Union 3201 Wayne Sullivan Drive, Paducah, KY, 42003 C-Plant Federal Credit Union is a not-for-profit financial cooperative dedicated to meeting the financial needs of its members. For over 70 years, we have striven to help the hard-working residents of Western Kentucky make the most of their money through friendly service and innovative financial products.