USDA Loan Vs. FHA loan for Hayden, ID [Kootenai County Rates 2023]

In 2025, USDA loan limit in Hayden, county of Kootenai, ID is $388,700 while FHA limit is $572,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hayden, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 594-5900 973 miles Lender's profile and map Reviews Equinox Lending 505 North Tustin Avenue, Suite 250, Santa Ana, CA, 92705 In Equinox, we have an ideal – The homeownership dream can be real. We think buying or refinancing a home should be an inspiring beginning where your personal goals are reflected. There is no difference between a first time and a seasoned homebuyer for us because everything has a new start. Equinox opens the door to a real change,
(714) 741-8080 973 miles Lender's profile and map Reviews Newport Bay Mortgage Inc 2130 East 4th Street, Suite 125, Santa Ana, CA, 92705 The Newport Bay Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(949) 333-4636 973 miles Lender's profile and map Reviews Lendia 1913 East 17th Street, Suite 109, Santa Ana, CA, 92705 Lendia is a residential mortgage company based in Southern California. We have in depth knowledge of underwriting guidelines which makes for faster processing of your loan, a more timely closing and a fast swift experience to you the consumer. Our goal is to always give our clients the best possible experience, lowest rate possible.
(657) 342-0900 973 miles Lender's profile and map Reviews The Lending Connection 13831 Pasadena Street, North Tustin, CA, 92705 The Lending Connection has changed the experience in buying your home, selling your home, and financing your home. Every customer, regardless of credit history, is provided, the greatest value available for their particular needs, the highest level of customer care and the full support of this institution to ensure
(310) 210-3170 973 miles Lender's profile and map Reviews ARBOR Financial Group 2932 Daimler Street, Santa Ana, CA, 92705 Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.
(877) 585-3863 973 miles Lender's profile and map Reviews Fidelity Bancorp Funding 1551 N. Tustin Ave, Suite 700, Santa Ana, CA, 92705 We understand the challenges you face in differentiating between various lending options and utilizing them the best way to achieve your goals. We simplify the process. We guide you confidently through the process and close your loan smoothly – protecting you from common pitfalls. Whether it’s doing our utmost to exceed your expectations, or keepi
949.390.2688 973 miles Lender's profile and map Reviews JMAC 2510 Red Hill Ave., Santa Ana, CA, 92705 From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve better. Our goal is to deliver unique and innovative products, exceptional client service and support, superior pricing, and a dedication to helping our partners grow business.
(310) 418 4444 973 miles Lender's profile and map Reviews Fidelity Bancorp Funding 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705 Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
(714) 714-0050 973 miles Lender's profile and map Reviews Vantage One Mortgage 5212 Silver Drive, Santa Ana, CA, 92703 Vantage One Mortgage provides wide range of residential mortgage services, including home purchase, refinance, cash out to meet your financial needs and circumstances. Working directly with national and local wholesale lenders to get you the best terms. We also assist with Non-QM mortgages, and Hard Money lending.
(888) 354-6228 973 miles Lender's profile and map Reviews Orange County’s Credit Union - St. Andrew PO Box 11777, Santa Ana, CA, 92711 Orange County's Credit Union! Originally chartered in 1938, today the Credit Union serves more than 116, 000 Members in Orange, Los Angeles, Riverside, and San Bernardino Counties. The Credit Union reports an asset size exceeding $2 billion and employs more than 300 happy Associates.
(714) 638-9670 973 miles Lender's profile and map Reviews Sea Air Federal Credit Union 800 Seal Beach Blvd, Building 12, Seal Beach, CA, 90740 Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach.