USDA Vs. FHA Pro and Con comparison in Kellogg, Shoshone County, ID
In 2025, the USDA loan ceiling for Kellogg, located in the county of Shoshone, ID, is $356,300, whereas the FHA cap for single-family homes stands at $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA optimal rates, determining the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you identify the ideal program for your specific financial needs in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Kellogg, Shoshone County, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kellogg, ID
Lendersa® aims to swiftly secure you the most advantageous USDA or FHA loan without stress. Begin with one of three critical pathways that lead to lender matching and USDA loan selection.
USDA home loans—guaranteed by the U.S. Department of Agriculture—serve rural locations and are known as USDA rural development loans or USDA mortgages. While FHA loans require a minimum 3.5% down payment, no down payment is needed for USDA mortgages.
Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.
317 Washington Street, 4th Floor, Watertown, NY, 13601
At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York.
The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
We work toward this by bridging generations, races & communities through education, counseling, hard work & fun. Our name & membership field has changed since that day but our passion has not. We love our community & we strive to see it in it’s best financial state. BRIDGEWAY CREDIT UNION is a company based out of 1810 Opelika Road, Phenix City, AL
We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
