FHA Vs. USDA loan program for Post-Falls, Kootenai County, Idaho

In 2025, USDA loan limit in Post-Falls, county of Kootenai, ID is $350,000 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Post-Falls, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 462-6149 965 miles Lender's profile and map Reviews Able Financial Corp 12465 LEWIS ST. STE. 203, Garden Grove, CA, 92840 At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(714) 612-3957 965 miles Lender's profile and map Reviews Gemini Financial 426 East Washington Avenue, Orange, CA, 92866 Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
(714) 752-5700 965 miles Lender's profile and map Reviews Mark 1 Mortgage of Orange County 1342 E Chapman Ave, Orange, CA, 92866 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(714) 543-7800 965 miles Lender's profile and map Reviews Nakoma Mortgage Company 165 B Glassell Street, Orange, CA, 92866 Nakoma Mortgage Company was founded on one principle. “Say what you mean then do what you say.” In the Chippewa language, Nakoma means “I do as I promise.” Company We have spent almost two decades giving our customers usable knowledge of the mortgage loan process. Providing expert advice based on the goals of our clients
(949) 683-3242 965 miles Lender's profile and map Reviews Stearns Home Loans - Fremont, CA 1110 E. Chapman Ave, Suite 101, Orange, CA, 92866 Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.
(562) 665-5397 965 miles Lender's profile and map Reviews Business Funding 4 You 11512 Magnolia St, Suite 103, Garden Grove, CA, 92841 We help small business owners obtain business financing; Unsecured Business Loans, Secured Business Loans, Short Term Working Capital, Long Term Working Capital. Inventory and Account Receivable Financing. Rates as low as 5.49% Low FICO scores OK. Now offering Truck & Trailer Financing and Working Capital loans Nationwide!
(800) 789-0025 965 miles Lender's profile and map Reviews Blue Coast Home Loans 7111 Garden Grove Blvd, Suite 209, Garden Grove, CA, 92841 Blue Coast Home Loans provides high-quality home loans for both new home purchases and refinances. Our corporate offices are located in Orange County, California. All Blue Coast employees take great pride in their work, and client transactions are handled expediently and professionally.
(800) 676-0306 965 miles Lender's profile and map Reviews OMC Mortgage Inc. 7659 Garden Grove Boulevard, Garden Grove, CA, 92841 OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(949) 688-6668 965 miles Lender's profile and map Reviews Dang Mortgage Team, Inc 12881 Knott Street, Suite 206, Garden Grove, CA, 92841 Dang Mortgage Team, Inc Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout California and Texas low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle
(949) 540-9299 965 miles Lender's profile and map Reviews Statewide Mortgage Services 12881 Knott St, Suite 107, California, CA, 92841 We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.
(714) 643-9422 965 miles Lender's profile and map Reviews Southland Mortgage Services 8422 Cerulean Drive, Garden Grove, CA, 92841 Southland Mortgage Services founder of the John Rasmussen Specializing in the first-time buyer and self-employed, John has been doing business in the Orange County beach cities and all of Southern and Northern California for over 35-years. John works hard to help people realize the American dream, home ownership.