USDA Loan Vs. FHA loan for Post-Falls, ID [Kootenai County ]

In 2025, USDA loan limit in Post-Falls, county of Kootenai, ID is $350,000 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Post-Falls, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(210) 287-6866 Lender's profile and map Reviews Smart Rate Mortgage Brokers LLC 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228 I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University
(517) 323-3644 Lender's profile and map Reviews Astera Credit Union 111 S Waverly Road, Lansing, MI, 48917 Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees. Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l
(517) 323-1370 Lender's profile and map Reviews Auto-Owners Associates Credit Union 6101 Anacapri Boulevard, Lansing, MI, 48917 Chartered in July 1948, Auto-Owners Associates Credit Union was originally formed by a group of Auto-Owners Associates. The purpose was to have a place, controlled by its members, to save and borrow money at reasonable rates. Auto-Owners Associates Credit Union provides you with more than just a savings account.
(517) 679-5274 Lender's profile and map Reviews FARM BUREAU FAMILY CREDIT UNION 7373 West Saginaw Highway, Lansing, MI, 48917 Farm Bureau Family Credit Union was chartered in December 1933 as a member-owned financial institution to serve the employees of the Michigan Farm Bureau Family of Companies, their family members, and Farm Bureau members statewide. Our field of membership includes: Michigan Farm Bureau members Farm Bureau Insurance of Michigan customers
(517) 351-5626 Lender's profile and map Reviews US Capital Mortgage Partners 1300 N. Waverly Rd, Lansing, MI, 48917 Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.
(517) 853-8700 Lender's profile and map Reviews Glacier Financial 7200 W Saginaw Hwy, Lansing, MI, 48917 Glacier Financial was established in 2001, & has quickly earned the respect of the entire community by becoming the area’s leading mortgage provider throughout central Mi. By offering our customers top notch service along with the area’s lowest interest rates, Glacier Financial has been recognized as the #1 residential mortgage company in Mid Mi.
(210) 525-0100 Lender's profile and map Reviews Baptist Credit Union 5815 West Interstate 10, San Antonio, TX, 78201 Baptist Credit Union was chartered in 1955 as Memorial Hospital Employees Federal Credit Union by employees of the Baptist Memorial Hospital System of San Antonio, Texas. The credit union served that field-of-membership exclusively for 25 years. In 1982, the name was changed to Health Professions Federal Credit Union.
(989) 244-7156 Lender's profile and map Reviews United Financial Credit Union 1026 W. Midland Road, Auburn, MI, 48611 Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
(989) 695-5551 Lender's profile and map Reviews Freeland State Bank 185 E. Washington Street, Freeland, MI, 48623 Freeland State Bank is located in Freeland, MI, United States and is part of the Depository Credit Intermediation Industry. Freeland State Bank has 22 total employees across all of its locations and generates $951,000 in sales (USD). (Employees figure is modelled). we're proud to be your hometown, independent bank.
(210) 656-1134 Lender's profile and map Reviews GROVE MORTGAGE HOME LOANS 11405 Forest Shower, San Antonio, TX, 78233 Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
(618) 524-2161 Lender's profile and map Reviews City National Bank. 423 Ferry Street, Metropolis, IL, 62960 City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.