USDA Loan Vs. FHA loan pro & con for Post-Falls, Kootenai County, ID

In 2024, USDA loan limit in Post-Falls, county of Kootenai, ID is $350,000 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Post-Falls, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

952 300 8462 http://renovollcs.com 1128 miles Lender's profile and map Reviews Renovo Capital LLC 407 Lake Street East, Suite 201, Wayzata, MN, 55391 Renovo Capital, LLC is a non-traditional portfolio lender providing financing to builders and real estate investors. Non-traditional financing is non-bank financing often referred to as hard money or private money lending. As a portfolio lender, we own and service all of the loans we originate
(763) 689-2500 https://www.cambridgestatebank.com/ 1128 miles Lender's profile and map Reviews Cambridge State Bank 127 South Main, Cambridge, MN, 55008 Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
(763) 689-1071 https://www.minnco.com/ 1128 miles Lender's profile and map Reviews Minnco Credit Union 236 2nd Avenue SW, Cambridge, MN, 55008 Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
(763) 315-3888 https://www.buildingtradescu.com/ 1128 miles Lender's profile and map Reviews Building Trades Credit Union 12080 73rd Avenue Northq, Maple Grove, MN, 55369 Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!
(612) 790-7979 http://www.oakgrovefin.com/ 1128 miles Lender's profile and map Reviews Oak Grove Financial 11325 Red Fox Drive, Maple Grove, MN, 55369 Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.
(800) 626-1448 http://www.toplinecu.com 1128 miles Lender's profile and map Reviews TopLine Federal Credit Union 9353 Jefferson Highway, Maple Grove, MN, 55369 TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable
(763) 416-2600 https://www.muihomeloans.com/ 1128 miles Lender's profile and map Reviews MORTGAGES UNLIMITED INC. 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369 Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
(402) 515-1670 http://dmcloans.com/ 1129 miles Lender's profile and map Reviews Dynamic Mortgage Concepts, Inc. 2516 Platte River Dr, Bellevue, NE, 68123 Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
(763) 427-4705 https://www.maple-bank.com/ 1131 miles Lender's profile and map Reviews Maple Bank 11660 Theatre Drive North, Champlin, MN, 55316 A customer-focused community bank serving businesses and individuals. We build relationships that are built on value and service. Our focus is to meet our customer's needs, whether it be one of our wide array of banking products, business information or advice, or a referral to a trusted business resource.
(763) 323-4400 http://www.fairwayfinancial.org 1131 miles Lender's profile and map Reviews Fairway Financial Services, Inc. 11165 Zealand Ave N, Champlin, MN, 55316 Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.
(712) 388-0505 https://www.midstatesbank.com/ 1131 miles Lender's profile and map Reviews Midstates Bank, National Association 1851 Madison, Council Bluffs, IA, 51503 We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.