USDA and FHA Pro and Con in Grangeville, Idaho County, ID

In 2025, USDA loan limit in Grangeville, county of Idaho, ID is $356,300 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Grangeville, county of Idaho, ID

Loan Type Loan Limit Down payment
USDA $356,300 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Grangeville, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • North Dallas Bank & Trust Co.
  • 12900 Preston Road, Dallas, TX, 75230
  • We offer a full range of modern lending services, deposit products and wealth management services that can be tailored to meet virtually any need. With a history of consistent profitability, stable ownership and commitment to our communities, NDBT is proud to be recognized as one of DFW’s largest and most respected independent banks.
  • American Mortgage Advisers, Inc
  • 5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230
  • American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • hifi Hard Money
  • 12750 Merit Dr, Suite 800, Dallas, TX, 75251
  • Since 2015, hifi has made a name for itself by teaming with investors throughout the DFW Metroplex. Thing is, it was a different name: Lone Star Hard Money. Now we’re called hifi Hard Money, and it’s more than a new moniker. It’s a whole new level of professional expertise, personal service.
  • HAVANA NATIONAL BANK
  • 112 S. Orange Street, Havana, IL, 62644
  • Havana National Bank, established in 1875, is a locally owned agricultural bank situated along the Illinois River in Havana, Illinois. During our 140 plus years of service to the communities we serve, we have focused on the farming community as our mainstay. This area of west central Illinois attributes a portion of its success.
  • Lifetime Federal Credit Union
  • 1001 East Lookout Drive, Richardson, TX, 75082
  • In January of 1949 a small group of Blue Cross and Blue Shield of Texas employees came together to organize a credit union. This group of employees had a vision of providing a safe place to save money and obtain loans at fair rates. In November 2016 we changed our name to Lifetime Federal Credit Union.
  • Landmark Mortgage Lending
  • PO BOX 8153, Green Bay, WI, 54308
  • Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions
  • Ready Mortgage Corp
  • 301 S. Sherman, Suite 117, Richardson, TX, 75081
  • We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.
  • Texans Credit Union
  • 777 E Campbell Rd, Richardson, TX, 75081
  • In 1953, 11 Texas Instruments employees pooled five dollars each and petitioned the Texas Banking Commission to establish an organization that would promote thrift and provide low-cost loans to TI employees. Soon after, a charter was granted by the State of Texas and Texins Credit Union was born.
  • Allied Federal Credit Union
  • 200 SE Green Oaks Boulevard, Arlington, TX, 76018
  • Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
  • The Local FCU
  • 8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
  • The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.
  • Metro Medical Credit Union
  • 8200 Brookriver Drive, Suite N 110, Dallas, TX, 75247
  • Metro Medical Credit Union was founded in 1965 by the employees of the Dallas County Hospital System, now known as Parkland Health & Hospital System. Today, at 56 years of dedicated service, Metro Medical serves approximately 7, 000 members in two convenient locations and holds over $88 million in assets.
  • Affordable Lending, LLC
  • 1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.