USDA Loan Vs. FHA loan pro & con for Grangeville, Idaho County, ID

In 2024, USDA loan limit in Grangeville, county of Idaho, ID is $356,300 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Grangeville, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(325) 762-2222 https://www.fnbab.com/ 1272 miles Lender's profile and map Reviews First National Bank Albany/Breckenridge 100 S. Main, Albany, TX, 76430 First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.
(563) 582-9515 https://www.dpecu.com/ 1273 miles Lender's profile and map Reviews Dubuque Postal Employees Credit Union 1155 Loras Boulevard, Dubuque, IA, 52001 Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.
(563) 589-2000 https://www.dubuquebank.com/ 1273 miles Lender's profile and map Reviews Dubuque Bank and Trust Company 1398 Central Ave, Dubuque, IA, 52001 At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
(325) 692-4089 https://firstpriorityabilene.org/ 1273 miles Lender's profile and map Reviews First Priority Credit Union 3165 S 27th Street, Abilene, TX, 79605 First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.
(918) 652-4407 https://www.firstfamilyfcu.com/ 1273 miles Lender's profile and map Reviews First Family Federal Credit Union 402 E Main Street, Henryetta, OK, 74437 First Family Federal Credit Union has been open since 1956. It's the 21st largest credit union in Oklahoma with assets totaling $122.45 Million and providing banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working
(715) 675-8296 https://www.meecu.org/ 1275 miles Lender's profile and map Reviews M.E. Employees Credit Union 111 E Randolph Street, Wausau, WI, 54401 M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.
(800) 845-5025 https://www.connexuscu.org/ 1275 miles Lender's profile and map Reviews Connexus Credit Union 1 Corporate Drive, Suite 700, Wausau, WI, 54401 Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service
(715) 842-2191 https://www.bankpeoples.com/ 1275 miles Lender's profile and map Reviews Peoples State Bank 1905 Stewart Ave, Wausau, WI, 54401 Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.
(715) 845-5522 https://www.incredibleBank.com/ 1275 miles Lender's profile and map Reviews IncredibleBank 327 N 17th Ave, Wausau, WI, 54401 Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
(432) 336-3331 https://www.pcsbank.net/ 1276 miles Lender's profile and map Reviews The Pecos County State Bank 500 North Main Street, Fort Stockton, TX, 79735 The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
(325) 677-2274 https://www.abileneteachersfcu.org/ 1276 miles Lender's profile and map Reviews Abilene Teachers Federal Credit Union 3849 Antilley Road, Abilene, TX, 79606 Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.
(325) 677-2918 https://www.abilenefcu.coop/ 1276 miles Lender's profile and map Reviews Abilene FCU 4001 Catclaw Drive, Abilene, TX, 79606 Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution.credit unions, Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union.