In the year 2026, the USDA loan ceiling for Grangeville in the county of Idaho, ID is set at $356,300. Meanwhile, for a single-family home, the FHA limit is $472,030.
Take advantage of the Lendersa® USDA loan calculator to examine the most competitive rates available today between USDA and FHA loans. The tool helps determine the required income, credit score, reserves, and necessary documents for qualification. With our comprehensive mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA loans side-by-side, which makes it easier to decide on the best program tailored to your unique financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Grangeville, Idaho County, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Grangeville, ID
The mission of Lendersa® is to provide you with the most advantageous USDA or FHA loan in a quick and straightforward manner. Choose among three different starting points to find matching lenders and gain insights into the USDA loan options available.
A USDA home loan, sanctioned by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or a USDA mortgage. It is specifically available in rural locations. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage demands no down payment whatsoever.
Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.
Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future.
Unlike banks, credit unions are not in business to make a profit.
Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
P1FCU was organized by 12 employees of Potlatch Forests Inc. and the original organization certificate was issued by the Farm Credit Administration on April 29th, 1938. The first organizational meeting was held almost one month later on May 20th, 1938, where 9 board members were elected after being nominated by the first nominating committee.
Latah Credit Union provides competitive financial services to all who live, work, volunteer, worship, do business in, or go to school in Latah, Benewah, Kootenai, Boundary, Bonner, Shoshone, Nez Perce and Lewis Counties and to students enrolled in a unified program of study at the University of Idaho.
Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages
