USDA Vs. FHA your options comparison in McCall, Valley County, ID
In the year 2025, the USDA loan restriction in McCall, county of Valley, ID is $379,500, while for an FHA loan, the limit is $573,850 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates and assess the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator positions USDA, FHA, Conforming, and VA options side by side for easy comparison, assisting in determining which program is optimal for your financial context in .
Loan limits and down payment necessities for 2025 in McCall, Valley county, ID
Loan Type
Loan Limit
Down Payment
USDA
$379,500
0%
FHA
$573,850
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA loans in McCall, ID
Lendersa® is committed to helping you secure the most advantageous USDA or FHA loan swiftly and smoothly. Begin with any of the three starting points which align lenders with USDA loan options.
USDA home loans, supported by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are exclusively available in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Pine Belt Federal Credit Union is a members-focused institution located in Hattiesburg & New Augusta, MS, dedicated to helping you save money and meet your financial goals. Applications for loans and membership can be filled out online quickly and easily! We offer savings accounts, loans, no-cost notary services, 24-hour ATM access, and much more!
CenturyFirst Federal Credit Union is a full service not-for-profit financial institution that is owned by the members it serves. We are dedicated to providing a wide variety of services, all with competitive rates and fees for the members we serve. We have a large group of sponsors that includes not only The University of Southern Mississippi.
618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
"Crescent City Home Mortgage, LLC. Making your Dreams a Reality! Whether you are a first-time homebuyer, refinancing the home you already own or anything in between…we work to be your home mortgage solution. We have a wide range of options to tailor to your specific needs and wants
For more information about the products we offer"
Integra is a residential mortgage lending firm serving the entire state of Louisiana. We specialize in Purchase and Refinance Mortgage Loans. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer. We realize the big commitment you are making in purchasing a house
