FHA Vs. USDA loan program for Lewiston, Nez Perce County, Idaho

In 2025, USDA loan limit in Lewiston, county of Nez Perce, ID is $356,300 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lewiston, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 268-4998 850 miles Lender's profile and map Reviews Prestige Home Services, Inc. 12548 Avocado Way, Riverside, CA, 92503 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(951) 760-3870 850 miles Lender's profile and map Reviews Top Loan Fundings 3461 Hillview Drive, Riverside, CA, 92503 Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
(951) 833-5222 850 miles Lender's profile and map Reviews Pacific Sun Lending, Inc. 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503 Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
(951) 688-4902 850 miles Lender's profile and map Reviews Standing Stone Real Estate, Inc. 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503 Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
(800) 674-3454 850 miles Lender's profile and map Reviews Newridge Funding Group Inc. 4804 Arlington Avenue, Riverside, CA, 92503 Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
(951) 543-5151 850 miles Lender's profile and map Reviews Upright Mortgage 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503 Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
(866) 731-2622 850 miles Lender's profile and map Reviews American Mortgage Alliance Company 12110 Slauson Ave, Santa Fe Springs, CA, 90670 We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
(310) 612-3902 851 miles Lender's profile and map Reviews Sherie Howard & Associates Inc. 8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293 At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership
(323) 418-2251 851 miles Lender's profile and map Reviews Arrive Home Lending Inc. 8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293 ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
(310) 266-3696 851 miles Lender's profile and map Reviews Symphony Finance 216 Montreal Street, Playa Del Rey, CA, 90293 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.