As of 2025, the USDA loan limit for Moscow in the county of Latah, ID, is set at $356,300, while the FHA loan cap for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool assists in determining the income, credit score, reserves, and necessary documentation for qualification. Utilizing our cutting-edge mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, making it easier to select the ideal program for your financial circumstances in .
Loan Limits & Down Payment Requirements for 2025 in Moscow, Co. of Latah, ID
Loan Category
Cap Limit
Down Payment
USDA
$356,300
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Options in Moscow, ID
The ambition of Lendersa® is to provide you with the most beneficial USDA or FHA loan swiftly and easily. Begin by selecting one of three starting approaches to connect with lenders and explore USDA loan programs.
A USDA home loan, supported by the USDA Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. In contrast with FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment.
Machine tool financing made simple, fast & affordable. We offer one of the best machine tool financing programs in the country. All of our machine tool financing starts with our one-page application. Looking at a used machine? No problem. We finance new and used machine tools every day.
The Choctaw Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.
Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
