USDA and FHA Pro and Con in Ketchum, Blaine County, ID
In 2025, for a single-family home in Ketchum, located within Blaine County, ID, the USDA loan limit is $518,800. Conversely, the FHA limit is $740,600.
Utilize the Lendersa® USDA loan calculator to assess and contrast today's prime USDA versus FHA rates. Determine the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to find which program in best fits your financial scenario.
Loan Caps and Down Payment Necessities for 2025 in Ketchum, Blaine County, ID
Loan Type
Loan Cap
Down Payment
USDA
$518,800
0%
FHA
$740,600
3.5%
Conventional Conforming
$740,600
3%
Exploring USDA and FHA Loan Paths in Ketchum, ID
The intention of Lendersa® is to efficiently provide you with the best USDA or FHA loan options without hassle. Choose one of three initial pathways to find matching lenders and suitable USDA loan solutions.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These are available solely for rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require none.
La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.
In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).
At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
