USDA Vs. FHA Pro and Con comparison in Mountain-Home-AFB, Elmore County, ID
As of 2025, the USDA loan maximum in Mountain-Home-AFB, Elmore County, ID is set at $285,000. In contrast, FHA limits stand at $356,362 for single-family residences.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. Clearly see the necessary income, credit, reserves, and documentation to qualify. Through our sophisticated mortgage calculator, you can directly compare USDA, FHA, Conforming, and VA loan options, aiding you in choosing the best fit for your financial needs in .
2025 Loan Limits & Down Payment Essentials in Mountain-Home-AFB, Elmore County, ID
Loan Variety
Maximum Loan
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loans in Mountain-Home-AFB, ID
Lendersa® is committed to securing you the optimal USDA or FHA loan speedily and without any hassle. Choose one of the three pathways presented to connect with lenders and USDA loan options.
The USDA home loan, often called USDA rural development or USDA mortgage, is government-backed by the Department of Agriculture. It's exclusively available for rural locales, contrasting with FHA loans that require a 3.5% down payment, as USDA loans require none.
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Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
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