USDA Loan Vs. FHA loan for Mountain-Home, ID 2025

In 2025, USDA loan limit in Mountain-Home, county of Elmore, ID is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mountain-Home, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 749-7113 Lender's profile and map Reviews Great Southern Bank 218 S. Glenstone, Springfield, MO, 65802 Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
(417) 865-3912 Lender's profile and map Reviews Multipli Credit Union 818 N Benton Ave, Springfield, MO, 65802 "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank. Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
(817) 856-4444 Lender's profile and map Reviews Allied Federal Credit Union 200 SE Green Oaks Boulevard, Arlington, TX, 76018 Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
(214) 358-3111 Lender's profile and map Reviews American Bank, National Association 2707 West Northwest Highway, Dallas, TX, 75220 Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
(479) 443-4401 Lender's profile and map Reviews Northwest Arkansas Federal Credit Union 1460 N. Woolsey Ave, Fayetteville, AR, 72703 Northwest Arkansas Federal Credit Union is a member owned and operated cooperative. We provide personalized services to assist our members in meeting their financial goals. We are dedicated to maintaining an informed membership and providing service in an efficient, convenient, and friendly manner.
(479) 684-3700 Lender's profile and map Reviews Signature Bank of Arkansas 3878 N. Crossover Rd, Fayetteville, AR, 72703 Signature Bank of Arkansas was established in 2005 by a team of well-respected and experienced local Bankers who had the dream of building a Bank where decisions were made locally and in the best interests of not only the Bank but customers and team members as well. Signature Bank of Arkansas Member FDIC - Equal Housing Lender
(479) 695-3838 Lender's profile and map Reviews Generations Mortgage 3665 N Investment Dr, Fayetteville, AR, 72703 Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
(479) 695-3833 Lender's profile and map Reviews Simply Home Lending 1450 East Zion Road, Suite 10, Fayetteville, AR, 72703 Generations Mortgage specializes in home purchase and refinance loans. We are committed to helping you obtain the ideal mortgage for your unique situation. Our knowledgeable, experienced staff will help you evaluate your options, identify the best-suited loan program and clear the way to a timely closing.
(319) 469-3951 Lender's profile and map Reviews Pilot Grove Savings Bank 1341 Pilot Grove Rd, Pilot Grove, IA, 52648 Pilot Grove Savings Bank was established on May 12, 1911. Twenty-three investors pooled a total of $10, 000 to start the Bank and set up business in a small building on the western side of the only street in Pilot Grove, Iowa. Since that day, the Bank has continued to grow and prosper, serving customers in the Bank’s Southeast Iowa area.
(573) 214-4207 Lender's profile and map Reviews Shelter Insurance FCU 1817 West Broadway, Columbia, MO, 65218 Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
(573) 874-1477 Lender's profile and map Reviews MISSOURI CREDIT UNION 111 E Broadway, Columbia, MO, 65205 We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
(972) 239-7000 Lender's profile and map Reviews United Texas Bank 13101 Preston Rd 100, Dallas, TX, 75240 United Texas Bank, originally formed by Board Chairman Jeffrey Beck in 1986, is a locally owned, full-service, FDIC-insured boutique commercial bank, based in Dallas, Texas. We specialize in delivering customized business and personal banking services to our clients and their companies both locally and throughout the nation.