USDA and FHA Pro and Con in Kuna, Ada County, ID

As of 2025, the USDA loan limit for a home in Kuna, within Ada County, ID, is set at $415,100, whereas the FHA limit for a single-family house is $586,500.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This resource helps analyze the required income, credit, reserves, and necessary documentation for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, allowing you to choose which program in best suits your financial condition.

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2025 Loan Limits & Down Payment Requirements in Kuna, Ada County, ID

Loan Type Loan Limit Down Payment
USDA $415,100 0%
FHA $586,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Kuna, ID

Lendersa® aims to quickly and conveniently secure you the optimal USDA or FHA loan. Begin by selecting one of the three initial options, connecting you with appropriate lenders and USDA loan possibilities.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in ID

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available for rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, the USDA loan allows for zero down payment, benefiting eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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