USDA and FHA Pro and Con in Preston, Franklin County, ID
During 2025, the loan cap for USDA in Preston, county of Franklin, ID is $356,300, while the FHA limit for single-family homes is $492,200.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, and determine qualification requirements such as income, credit, and necessary documentation. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, facilitating your decision on the ideal program for your financial needs in .
Loan limits and down payment criteria for 2025 in Preston, Franklin county, ID
Loan Type
Loan Limit
Down Payment
USDA
$356,300
0%
FHA
$492,200
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Preston, ID
Lendersa® focuses on procuring the best USDA or FHA loan efficiently and seamlessly. Choose one of the three initial pathways to align with lenders and USDA programs.
USDA home loans are government-backed by the Department of Agriculture, also known as USDA rural development loans, available only in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
1600 S Center Street Extension, Grove City, PA, 16127
The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.
Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest.
After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
MortgageMatchMakers.com, we understand that for most people, a home is the single biggest purchase you will ever make. Yet most people shop around more for a pair of shoes! As an independent mortgage banker, we do the shopping for you. Our goal is to match you with the perfect mortgage.
Founded in 2000, TDG serves over 1.2 million individual product customers. We've created a diverse and dynamic workplace where our agents thrive while helping our clients protect what they care about and achieve their financial goals. From day one, you'll have the power to build your own skills and potential
Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
SRU Federal Credit Union is committed to providing exceptional, personalized service and promoting sound financial practices while maintaining a secure and stable environment for the economic well-being of our members.
SRU Federal Credit Union began in 1958 as the Slippery Rock State Teachers College Federal Credit Union.
