USDA Vs. FHA Pro and Con comparison in Salmon, Lemhi County, ID

In 2024, USDA loan limit in Salmon, county of Lemhi, ID is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Salmon, county of Lemhi, ID

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Salmon, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Riviera Mortgage Group
  • 1845 S. Elena Avenue, Redondo Beach, CA, 90277
  • Susan Jensen Martz, owner of Riviera Mortgage Group, has been in real estate financing for 25 years. Her knowledge and expertise in packaging a loan and finding the best mortgage option for her client has been her top priority throughout her career. Whether it’s a simple refinance or a multi faceted deal, she has the avenues to get a loan funded.
  • South Bay Credit Union
  • 312 N Pacific Coast Hwy, Redondo Beach, CA, 90277
  • For the long version we have to go back to 1953, the year we first opened our doors. It was a year that started with Harry Truman in the Oval Office and Joseph Stalin ruling the USSR in Moscow. If you’re like some of our youngest members (Jessie, age 8, whose mom recently opened a savings account for her) that might as well be “ancient times.
  • PacificOne
  • 250 N Harbor Drive, Suite 315, Redondo Beach, CA, 90277
  • PacificOne offers a variety of loan programs to meet your needs. Whether you are looking for the security of a long term fixed rate or the flexibility of an adjustable rate, PacificOne has the loan for you. Family owned and operated since 2001. At any point, feel free to e-mail or call us regarding any questions you may have.
  • King Harbor Wealth Management
  • 1801 South Catalina Avenue, Suite 305, Redondo Beach, CA, 90277
  • "King Harbor is a boutique wealth management business. We are a South Bay based financial advisor with wealth management offices in Redondo Beach and Palos Verdes. Our principal has over 20 years of institutional investment experience. We cater to those seeking a long-term relationship and who value expertise with a disciplined,"
  • California Brokers
  • 1201 N Catalina Ave, Suite 4275, Redondo Beach, CA, 90277
  • A full Service provider of Real Estate Sales/Purchases, Leasing and Brokerage in most of Southern California, Central California and Northern California. Experts in Real Estate Contracts and Negotiations, Premium High-End Custom Homes and Specialized Knowledge in Construction, Interior Design, and Remodels.
  • Beach City Brokers
  • 200 South Pacific Coast Hwy, Redondo Beach, CA, 90277
  • Beach City Brokers was established in 1998, with offices located in Redondo Beach and El Segundo, serving local homeowners throughout the South Bay area. We're a family owned business that prides itself on integrity and hard work. We hire and work with a team of agents who are licensed.
  • SSK Mortgage
  • 234 South Guadalupe Avenue, Unit B, Redondo Beach, CA, 90277
  • Our team is committed to providing our clients with the highest quality financial services. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you’re purchasing your dream home,
  • cbloans.com
  • 116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
  • CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.