USDA and FHA Pro and Con in Hailey, Blaine County, ID
In 2025, the USDA loan cap in Hailey within Blaine county, ID is $518,800, while the FHA limit for single-family homes is $740,600.
Employ the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates. Determine needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA programs side by side to assist deciding the best fit in for your financial profile.
Loan Bounds and Down Payment Requirements for Hailey, Blaine, ID in 2025
Loan Type
Loan Limit
Down Payment
USDA
$518,800
0%
FHA
$740,600
3.5%
Conventional Conforming
$740,600
3%
Options for USDA and FHA Loans in Hailey, ID
The objective of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loan, eliminating hassle. Begin with any of the three approaches that align you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no such requirement, making them particularly attractive.
PlumDog, we believe the most important decision a client makes is choosing the right mortgage company to assure the best possible results for their investment. When dealing with your largest asset and greatest liability, one quickly understands the need for personalized lending assistance.
At Lucid Lending we look forward to matching you with the best mortgage program to fit your needs. We know everyone has a different situation, some are more unique that others, and it is important that you work with someone that has the knowledge and experience of the constantly changing mortgage industry.
Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner.
Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
The purpose of the Federal Credit Union shall be to provide its members quality financial services consistent with cooperative principles, applicable legislation and prudent management. The Credit Union shall serve its members by striving to: Facilitate the accumulation of member savings, Provide diverse financial services.
The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
255 Racetrack Road, Suite 24, McDonough, GA, 30252
Select Mortgage Group, Inc.is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.
Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.
