USDA VS FHA in Hailey, Blaine County, ID

In 2024, USDA loan limit in Hailey, county of Blaine, ID is $518,800 while FHA limit is $740,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Hailey, county of Blaine, ID

Loan Type Loan Limit Down payment
USDA $518,800 0%
FHA $740,600 3.5%
Conventional Conforming $740,600 3%

USDA and FHA loan options in Hailey, ID

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Idaho?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Butte State Bank
  • 510 Thayer St., Butte, NE, 68722
  • The First National Bank was chartered in 1904. Officers of the bank were H.A. Olerich, M.L. Honke, E.R. Johnson, Emil Statsman, and J.A. McLaughlin. In 1944 the bank was changed from a National Bank to a state chartered bank and the name changed to Butte State Bank. We pride our Bank in being "Small enough to know you and large enough to serve you"
  • Turtle Mountain State Bank
  • 908 Chief Little Shell Street, Belcourt, ND, 58316
  • Turtle Mountain State Bank opened its doors on December 3, 2007 as the first privately owned Native American bank on a federally recognized Indian Reservation. In April of 2012, the bank moved into a beautiful new building located in the center of downtown Belcourt. To fulfill the needs of the underserved, we are committed to offering high-quality
  • Heartland State Bank ND
  • 401 Main Street, Edgeley, ND, 58433
  • Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC. Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals. We want you to make your dreams a reality with help from Heartland State Bank.
  • Johnson State Bank
  • 106 North Main Street, Johnson, KS, 67855
  • Johnson State Bank and Bank of Ulysses I would like to thank you for taking the time to visit our Internet web page. Our bank strives to meet the needs of our customers and our community. As the Bank and our community enter the age of high-speed communications and convenience we began to see the need for convenient computer based banking services.
  • United Northwest Federal Credit Union
  • 912 N Archer Avenue, Norton, KS, 67654
  • United Northwest Federal Credit Union, originally United Co-op Credit Union, was organized in July of 1949 by local area farmers of Norton and Lenora. Annual meetings were held at the co-op station in Norton, with 27 members present at the first meeting. In 1975 a name change took place, making it United Northwest Federal Credit Union.
  • First State Bank, New Mexico
  • 103 Manzanares Avenue, Socorro, NM, 87801
  • It is First State Bank’s mission to provide the highest level of customer satisfaction, and personalized financial solutions through knowledgeable team members, efficient teamwork, and technological advancements while striving for innovative and creative ways to improve procedures and implement products.
  • Heartland Tri-State Bank
  • 601 Morton Street, Elkhart, KS, 67950
  • Heartland Tri-State Bank opened its doors on January 2, 1985. Heartland Tri-State Bank is a full service community bank offering a broad range of traditional products, along with personalized service to meet our customers' needs. In 2011 a local group of investors formed a Bank Holding Company
  • BankNorth
  • 2201 6th Avenue Southeast, Aberdeen, SD, 57401
  • We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth. We’ve been guided by values like honesty, integrity and loyalty every step of the way.
  • Healthcare Plus Federal Credit Union
  • 203 S Dakota Street, Aberdeen, SD, 57401
  • At Healthcare Plus Federal Credit Union, once you become a member you are a member for life. This means that even if you change jobs or move away from Brown County you will always remain a member of our Credit Union Family We are dedicated to providing financial products and services that enhance your lifestyle and encourage financial success.
  • Great Plains National Bank
  • 3915 6th Ave SE, Aberdeen, SD, 57401
  • Great Plains Bank is the trusted community financial institution in each of the four locations we serve. We are an independent, locally owned bank that has been providing our customers full service banking for over 100 years. We provide our employees a stimulating and challenging work environment that encourages, develops and rewards excellence.