FHA Vs. USDA loan program for Lombard, DuPage County, Illinois

For 2025, the USDA loan limit in Lombard, within DuPage, IL, is established at $0. In comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the optimal USDA versus FHA rates available today. This tool assists in determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you select the most suitable program in for your financial needs.

Exploring USDA and FHA Loan Options in Lombard, IL

The mission of Lendersa® is to seamlessly provide you with the best USDA or FHA loan. Choose from three initial options to match with lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IL

The USDA home loan, backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. While FHA loans require at least a 3.5% down payment, USDA loans do not require any down payment.

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(630) 202-5310 Lender's profile and map Reviews ACS Mortgage Corporation 1350 W. Lake Street, Suite C, Roselle, IL, 60172 ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..
(708) 865-5700 Lender's profile and map Reviews Pan American Bank 1440 West North Avenue, Melrose Park, IL, 60160 Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.
(708) 345-3231 Lender's profile and map Reviews Northside L Federal Credit Union 1419 W Roosevelt Road, Broadview, IL, 60155 Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions. Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.
(708) 343-0228 Lender's profile and map Reviews Access Credit Union 1807 W Cermak Road, Broadview, IL, 60155 Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(773) 462-2000 Lender's profile and map Reviews Alliant Credit Union 11545 W. Touhy Ave, Chicago, IL, 60666 Alliant is a not-for-profit financial cooperative, which means all of our members are also owners, and we constantly strive to foster our members’ financial well-being and serve their best interests. We offer award-winning rates, allowing our members to save more and earn more. Alliant also provides members with retirement and investment services.
(847) 952-3700 Lender's profile and map Reviews First American Bank (Chicago) 700 Busse Road, Elk Grove Village, IL, 60007 At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.
(844) 694-6630 Lender's profile and map Reviews Z Reverse Mortgage 836 S Arlington Heights Rd, Suite 182, Elk Grove Village, IL, 60007 Z Reverse Mortgage is a free informational resource for seniors and their families on the reverse mortgage process. We provide senior citizens with all the necessary information and assistance in order to identify the right loan programs, determine property value, and begin the process.
(630) 276-5555 Lender's profile and map Reviews HealthCare Associates Credit Union. 1151 East Warrenville Road, Naperville, IL, 60563 As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.
(312) 218-0989 Lender's profile and map Reviews Vincent Viriyakul Residential & Commercial Financing & Real Estate 1754 N. Washington St, Suite 128B, Naperville, IL, 60563 Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.
(630) 369-7227 Lender's profile and map Reviews CIBM Bank 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563 full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.
(630) 305-9207 Lender's profile and map Reviews Prosperity Co 1730 Park Street, Suite 200A, Naperville, IL, 60563 "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."