For 2025, the USDA loan limit in Lombard, within DuPage, IL, is established at $0. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the optimal USDA versus FHA rates available today. This tool assists in determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you select the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to seamlessly provide you with the best USDA or FHA loan. Choose from three initial options to match with lenders and USDA loan programs effectively.
The USDA home loan, backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. While FHA loans require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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