In 2026, the USDA loan cap in Arlington-Heights, located within Cook county, IL, stands at $0, whereas the FHA ceiling for a single-family home is $379,500.
Take advantage of the Lendersa® USDA loan calculator to juxtapose today's leading USDA and FHA interest rates. This tool will guide you in determining the income, credit score, financial reserves, and documentation requirements needed for eligibility. Our sophisticated mortgage calculator offers a side-by-side comparison of the USDA, FHA, Conforming, and VA programs to assist you in selecting the best option for your financial circumstances in Alabama.
2026 Loan Caps and Down Payment Criteria in Arlington-Heights, Cook county, IL
Loan Type
Loan Cap
Down Payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Arlington-Heights, IL
Lendersa® aims to smoothly secure you the best USDA or FHA loan options. You can choose from three initial strategies that match you with lenders and USDA loan programs.
A USDA mortgage, endorsed by the U.S. Department of Agriculture, is designed for rural areas and usually doesn’t demand a down payment, in contrast to FHA loans, which typically require at least a 3.5% down payment.
1311 S Princeton Ave, Arlington Heights, IL, 60005
Lends in Illinois
The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
3030 Salt Creek Ln, Suite 145, Arlington Heights, IL, 60005
Lends in Illinois
In 2000 HomeSmart announced its Grand Opening with only two Agents. A reputation for advanced technologies soon followed. As a result, HomeSmart rapidly developed into the #1 Real Estate brokerage in size and sales volume in the Phoenix, Arizona area. With a commitment to its Agents and Clients, HomeSmart grew to over 8, 000 agents worldwide.
1104 S. Arlington Heights Rd, Arlington Heights, IL, 60005
Lends in Illinois
AAEC Credit Union has assets of approximately 84 million dollars. We offer a full range of financial services designed to help our members manage their money effectively.AAEC is a state chartered institution and all deposits are insured up to $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government
2340 S Arlington Heights Rd, Arlington Heights, IL, 60005
Lends in Illinois
Colin Barr, Mortgage We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you.
2025 S. Arlington Heights Rd, Suite 118, Arlington Heights, IL, 60005
Lends in Illinois
Tiger Financial Services, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
Lends in Illinois
"Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
510 West Northwest Highway, Mount Prospect, IL, 60056
Lends in Illinois
The Mortgage Marketplace Inc We offer true no-cost loans. This means that if we quote you a no-cost loan, then there will be absolutely no closing costs - which include lender fees, title fees and appraisal fees. But there are so many combinations of rates and fees, so if you decide you'd rather pay some of the closing costs.
Schaumburg Bank & Trust Company, National Association
1180 E Higgins Rd, Schaumburg, IL, 60173
Lends in Illinois
Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
Lends in Illinois
We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.
